3922 Sable Ridge Dr, Bellbrook, OH 45305 Property Records

Greene County property record for 3922 Sable Ridge Dr, Bellbrook, OH 45305

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 3,368 sqft · built 1998
Lot Size	0.437 acres (19,071 sqft)
Owner	2 Individual Names on File
Last Sale	$392,000 (Nov 2014)
Tax Bill	$12,145 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`L35-0001-0014.0-0030.00`

Property Details

APN / Parcel Number

Primary APN	`L35-0001-0014.0-0030.00`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,368 sqft Living Area
1st Floor Area	1,870 sqft
Basement Area	1,184 sqft
Finished Basement	1,184 sqft
Family Room	Family Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	19,071 sqft (0.437 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	682 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3922 SABLE RIDGE DR
City	BELLBROOK
State	OH
Zip	45305-8727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SABLE RIDGE SECTION ONE LOT 25 0.4378 AC SABLE RIDGE DR
Legal Subdivision	SABLE RIDGE
Legal Lot Number	25
Jurisdiction	GREENE OH
Township / Civil Division	BELLBROOK
Census Block Group	2
Census Block	2007
Census Tract	220201

Owner

3922 Sable Ridge Dr is owned and occupied by two individuals who bought it in November 2014.

Source: Greene County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3922 SABLE RIDGE DR, BELLBROOK, OH 45305-8727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2014 · Amount on File
Deed Sale	Nov 13, 2014 · Amount on File
Prior Sale	Jun 18, 2004 · Amount on File
Deed Document Number	201417246
Deed Book / Page	3554 / 403
Prior Transfer Date	May 2, 2000
Prior Transfer Doc	0014250553
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Recording Date	Sep 30, 2026
Property Address	3922 SABLE RIDGE DR, BELLBROOK, OH 45305-8727
Document Number	0000016583
Instrument Date	Sep 18, 2026
Instrument	202616583
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3922 SABLE RIDGE DR, BELLBROOK, OH 45305-8727

Mortgage

Document Number	0000016583,
Date	Sep 30, 2026
Instrument	202616583

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 23, 2066

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3922 Sable Ridge Dr was $12,145, up 3.5% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bellbrook City
County	Greene County
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,145.00 (+3.48%)	$208,920 (-) Land $31,530 Building $177,390
2024	$11,737.00 (-0.27%)	$208,920 (-) Land $31,530 Building $177,390
2023	$11,769.00 (-0.16%)	$208,920 (+23.29%) Land $31,530 Building $177,390	$596,910 Land $90,090 Building $506,820
2022	$11,788.00	$169,450 Land $31,530 Building $137,920
2020			$484,150 Land $90,090 Building $394,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3922 Sable Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3922 Sable Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLBROOK WATER WORKS private · serves 9,475 people · EPA ID OH2901112
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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