3922 S Eagle Ln, Spokane Valley, WA 99206 Property Records

Spokane County property record for 3922 S Eagle Ln, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,133 sqft · built 1998
Lot Size	0.141 acres (6,143 sqft)
Owner	2 Trust Names on File
Tax Bill	$898 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45331.4809`

Property Details

APN / Parcel Number

Primary APN	`45331.4809`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,133 sqft Living Area
Gross Area	4,056 sqft
1st Floor Area	1,703 sqft
Basement Area	1,589 sqft
Finished Basement	1,430 sqft
Unfinished Basement	159 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,143 sqft (0.141 acres)
Garage Type	Attached
Garage Area	764 sqft
Parking Spaces	3 Parking Spaces
Deck Area	194 sqft
Patio Area	194 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3922 S EAGLE LN
City	SPOKANE VALLEY
State	WA
Zip	99206-6351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	THE GREENS AT MIDILOME P.U.D. LT 9 BLK 1
Legal Range	44E
Legal Township	25N
Legal Section	33
Legal Subdivision	THE GREENS AT MIDILOME P.U.D
Legal Block	1
Legal Lot Number	9
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3017
Census Tract	12402

Owner

3922 S Eagle Ln is owner-occupied and held in a trust since February 2025.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3922 S EAGLE LN, SPOKANE VALLEY, WA 99206-6351
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK
Dec 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 1997
Deed Sale	May 20, 1997
Deed Document Number	19974104433
Last Transfer Date	Feb 13, 2025
Transfer Doc	0007399887
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3922 S EAGLE LN, SPOKANE VALLEY, WA 99206-6351
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007046949
Date	Mar 15, 2021
Instrument	7046949

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3922 S EAGLE LN, SPOKANE VALLEY, WA 99206-6351
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006770046
Date	Dec 18, 2018
Instrument	6770046

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 3922 S Eagle Ln was $898, down 0.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$898.00 (-0.22%)	$475,300 Land $115,000 Building $360,300	$475,300 Land $115,000 Building $360,300
2025	$900.00 Disabled Person's exemption Senior Citizen's exemption
2024		$519,000 (+29.98%) Land $90,000 Building $429,000	$519,000 (+29.98%) Land $90,000 Building $429,000
2023	$1,346.00 (-2.82%) Disabled Person's exemption Senior Citizen's exemption	$399,300 Land $55,000 Building $344,300	$399,300 Land $55,000 Building $344,300
2022	$1,385.00 Disabled Person's exemption Senior Citizen's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3922 S Eagle Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3922 S Eagle Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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