Harrison County property record for 3922 River Trace Dr, Diberville, MS 39540
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,331 sqft · built 2014 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,356 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 1407L-01-005.039 |
| Primary APN | 1407L-01-005.039 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,331 sqft Adjusted Area |
| 1st Floor Area | 1,986 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 140688 |
|---|---|
| Street Address | 3922 RIVER TRACE DR |
| City | DIBERVILLE |
| State | MS |
| Zip | 39540-5555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 RIVERS EDGE SUBD PH 2A SEC 1 SEC 33-6-9 |
| Legal Range | 09 |
| Legal Township | 06 |
| Legal Section | 33 |
| Legal Subdivision | RIVERS EDGE SUBD PH 2A SEC 1 |
| Legal Phase | 2A |
| Legal Lot Number | 15 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 3405 |
Source: Harrison County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3922 RIVER TRACE DR, DIBERVILLE, MS 39540-5555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2016 |
| Deed Sale | Nov 1, 2016 |
| Deed Document Number | 2016-0002717-D-J2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 3922 RIVER TRACE DR, DIBERVILLE, MS 39540-5555 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 20210000204TJ2 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 2021-0000204-T-J2 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | D'Iberville City |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Senior Citizen's exemption | $20,889 (+3.81%) | $208,887 (+3.81%) Land $45,000 Building $163,887 |
| 2024 | $1,356.00 (-0.44%) | ||
| 2023 | $1,362.00 (-0.66%) Homeowner's exemption | $20,123 | $201,230 Land $45,000 Building $156,230 |
| 2022 | $1,371.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 194 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 194 in force |
| Nearby Flood Claims | 40 (2005–2026) |
| Claims Outside the SFHA | 18 of 40 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 95% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: CoastConnect.
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