3922 Randolph Ln, Cincinnati, OH 45245 Property Records

Clermont County property record for 3922 Randolph Ln, Cincinnati, OH 45245

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,105 sqft · built 1954
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on File
Tax Bill$3,183 (2025)
Deeds & MortgagesMay 2024 Line of Credit
Mar 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN41-31-12A-110

Property Details

APN / Parcel Number

Primary APN41-31-12A-110

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,105 sqft Living Area
1st Floor Area585 sqft
Basement Area143 sqft
Unfinished Basement143 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleBungalow
Exterior MaterialBrick
Construction TypeBrick
Lot Area20,473 sqft (0.47 acres)
View / LotCul-de-sac
Garage Area220 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area372 sqft
Patio Area564 sqft
Shed1 Shed
Shed Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3922 RANDOLPH LN
CityCINCINNATI
StateOH
Zip45245-2318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSTEVENS SURV 1671-1673
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group3
Census Block3000
Census Tract41202

Owner

3922 Randolph Ln is owned and occupied by two individuals who acquired it in March 2007.

Source: Clermont County records, as of April 13, 2026

Owner of Record2 Individual Names on File
Mailing Address3922 RANDOLPH LN, CINCINNATI, OH 45245-2318
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 7, 2024Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Mar 31, 2026Intrafamily Transfer, Transfer · Conventional Mortgage
RIVERHILLS BANK
May 22, 2019Deed of Trust, Mortgage · Line of Credit
KEMBA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 8, 2007
Transfer Doc0000008444
Record UpdatedJun 8, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address3922 RANDOLPH LN, CINCINNATI, OH 45245-2318
Transaction TypeMortgage
Record UpdatedApr 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3922 RANDOLPH LN, CINCINNATI, OH 45245-2318

Mortgage

Document Number0000008065
DateMay 7, 2024
Book Page2967/1
Instrument202400008065
Lender
NamePNC BANK NA
TypeBank
Address222 DELAWARE AVE, WILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueMay 1, 2064
Interest
Change FrequencyMonthly

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLERMONT OH
Recording DateMar 31, 2026
Property Address3922 RANDOLPH LN, CINCINNATI, OH 45245-2318
Document Number0000006825
Book / Page3019 / 180
Map ReferenceDD 5 PG 163
Instrument DateMar 25, 2025
Instrument202600006825
Transaction TypeTransfer
Record UpdatedApr 8, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3922 RANDOLPH LN, CINCINNATI, OH 45245-2318

Mortgage

Document Number0000006826
DateMar 31, 2026
Instrument202600006826
Lender
NameRIVERHILLS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address3922 RANDOLPH LN, CINCINNATI, OH 45245-2318
Document Number0000012577
Instrument DateMay 22, 2019
Transaction TypeMortgage
Record UpdatedJul 2, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3922 RANDOLPH LN CINCINNATI OH 452452318, CINCINNATI, OH 45245-2318

Mortgage

Document Number0000012577
DateJun 18, 2019
Book Page002810/003396
Instrument12577
Lender
NameKEMBA CU
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJun 17, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3922 Randolph Ln was $3,183 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,183.00$63,250 Land $14,420 Building $48,830
2024$180,700 (-) Land $41,200 Building $139,500
2023$6,290.00 (+142.67%) Homeowner's exemption$63,250 (+42.17%) Land $14,420 Building $48,830$180,700 Land $41,200 Building $139,500
2022$2,592.00 Homeowner's exemption$44,490 Land $10,150 Building $34,340
2020$127,100 Land $29,000 Building $98,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3922 Randolph Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3922 Randolph Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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