Lincoln County property record for 3922 Pear Tree Ln, Maiden, NC 28650
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,325 sqft · built 2006 |
| Lot Size | 9.96 acres (434,119 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (May 2011) |
| Tax Bill | $4,165 (2026) |
| Deeds & Mortgages | May 2022 Line of Credit Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3626-82-7736 |
| Primary APN | 3626-82-7736 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,325 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 434,119 sqft (9.96 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 233445 |
|---|---|
| Street Address | 3922 PEAR TREE LN |
| City | MAIDEN |
| State | NC |
| Zip | 28650-8796 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #2 TRACT SHARON MCSWAIN |
| Legal Subdivision | SHARON MCSWAIN SURV |
| Legal Tract | 2 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 70800 |
3922 Pear Tree Ln is owned by two individuals who bought it in May 2011.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 926, MAIDEN, NC 28650-0926 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
| Apr 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2011 · Amount on File |
| Deed Sale | May 31, 2011 · Amount on File |
| Prior Sale | Jun 15, 2010 · Amount on File |
| Deed Document Number | 20114904 |
| Deed Book / Page | 2251 / 782 |
| Prior Transfer Date | Sep 3, 2009 |
| Prior Transfer Doc | 0021470793 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3922 PEAR TREE LN, MAIDEN, NC 28650-8796 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 926, MAIDEN, NC 28650-0926 |
| Document Number | 0003161195 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 3161/195 |
| Instrument | 651558 |
| Name | FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 25, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3922 PEAR TREE LN, MAIDEN, NC 28650-8796 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003152383 |
|---|---|
| Date | Apr 1, 2022 |
| Book Page | 3152/383 |
| Instrument | 650049 |
| Name | FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2026 property tax bill for 3922 Pear Tree Ln was $4,165, up 0.8% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,165.00 (+0.8%) | $661,069 (-) Land $91,020 Building $570,049 | $661,069 (-) Land $91,020 Building $570,049 |
| 2025 | $4,132.00 | $661,069 Land $91,020 Building $570,049 | $661,069 Land $91,020 Building $570,049 |
| 2023 | $4,013.00 | $661,069 Land $91,020 Building $570,049 | $661,069 Land $91,020 Building $570,049 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3922 Pear Tree Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3922 Pear Tree Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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