3922 Orchard Ct, Boulder, CO 80304 Property Records

Boulder County property record for 3922 Orchard Ct, Boulder, CO 80304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,724 sqft · built 1974
Lot Size	0.197 acres (8,597 sqft)
Owner	Individual Name on Record
Last Sale	$1,585,000 (Jul 2023)
Tax Bill	$10,263 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1461-13-4-05-001`

Property Details

APN / Parcel Number

Primary APN	`1461-13-4-05-001`
Alternative APNs	`R0000076` `0000076`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,724 sqft Living Area
Gross Area	3,913 sqft
1st Floor Area	2,008 sqft
Basement Area	1,223 sqft
Finished Basement	716 sqft
Unfinished Basement	507 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Frame
Lot Area	8,597 sqft (0.197 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Deck Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0000076
Street Address	3922 ORCHARD CT
City	BOULDER
State	CO
Zip	80304-1023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 WONDERLAND HILL 2
Legal Range	71
Legal Township	1N
Legal Section	13
Legal Subdivision	WONDERLAND HILL 2 - BO
Legal Block	2
Legal Lot Number	1
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	2
Census Block	2003
Census Tract	12104

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3922 ORCHARD CT, BOULDER, CO 80304-1023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Special Warranty Deed, Transfer · Conventional Mortgage ELEVATIONS CU
Feb 13, 2018	Warranty Deed, Transfer HENRY L & TRISHA W ESPINOSA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Feb 13, 2018 · Amount on Record
Deed Document Number	20234016417
Record Updated	Oct 29, 2026

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Jul 31, 2023
Property Address	3922 ORCHARD CT, BOULDER, CO 80304-1023
Document Number	0004016417
Map Reference	DOC 08328
Instrument Date	Jul 28, 2023
Instrument	4016417
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3922 ORCHARD CT, BOULDER, CO 80304-1023

Mortgage

Document Number	0004016418
Date	Jul 31, 2023
Instrument	4016418

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.8%
Max Rate	11.8%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Feb 13, 2018
Property Address	3922 ORCHARD CT, BOULDER, CO 80304-1023
Document Number	0003640346
Instrument Date	Dec 15, 2017
Instrument	3640346
Transaction Type	Transfer
Record Updated	Feb 19, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$101.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4730 CATHY LN ERIE CO 805169039, ERIE, CO 80516-9039

Mortgage

Document Number	3640347
Date	Feb 13, 2018
Instrument	3640347

Lender

Name	HENRY L & TRISHA W ESPINOSA
Address	3922 ORCHARD CT, BOULDER, CO 80304-1023
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Feb 12, 2020

Interest

Rate Type	Fixed Rate
Rate	1.51%

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,356 (+4.38%) Land $70,380 Building $41,976	$1,722,300 (-) Land $1,105,000 Building $617,300
2025	$10,263.00 (+0.69%)	$107,644 (-11.56%) Land $69,063 Building $38,581	$1,722,300 (-5.2%) Land $1,105,000 Building $617,300
2023	$10,193.00 (+20.67%)	$121,719 (+35%) Land $75,368 Building $46,351	$1,816,700 (+40.04%) Land $1,124,900 Building $691,800
2022	$8,447.00	$90,163 Land $60,382 Building $29,781	$1,297,300 Land $868,800 Building $428,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (1991–2025)
Claims Outside the SFHA	7 of 8
Most Recent Claim	May 2025 · other causes
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 48% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
Xfinity Cable	2,000 / 250
LiveWireNet Fixed Wireless	250 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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