3922 Merwin Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 3922 Merwin Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,093 sqft · built 1989
Lot Size	2.85 acres (124,146 sqft)
Owner	Individual Name on File
Tax Bill	$1,642 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-026-016-10`

Property Details

APN / Parcel Number

Primary APN	`008-026-016-10`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,093 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Carpet

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	124,146 sqft (2.85 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3922 MERWIN RD
City	LAPEER
State	MI
Zip	48446-9799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SEC 26 T7N R9E PARCEL B COM S 89DEG 20'47 E 541.97 FT FR W 1/4 COR TH E 301.89 FT TH N 411.73 FT TH W 301.89 FT TH S 412.19
Legal Range	09E
Legal Township	07N
Legal Section	26
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	3
Census Block	3001
Census Tract	336000

Owner

Source: Lapeer County records · APN 008-026-016-10

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3922 MERWIN RD, LAPEER, MI 48446-9799
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU
Jul 10, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK
Jul 10, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 24, 2024
Transfer Doc	3412000539
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3922 MERWIN RD, LAPEER, MI 48446-9799
Transaction Type	Mortgage
Record Updated	Mar 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3922 MERWIN RD, LAPEER, MI 48446-9799

Mortgage

Document Number	0032690427
Date	Jan 25, 2022
Book Page	3269/427

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2037

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3922 MERWIN RD, LAPEER, MI 48446-9799
Document Number	0029060050
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3922 MERWIN RD LAPEER MI 484469799, LAPEER, MI 48446-9799

Mortgage

Document Number	0029060050
Date	Jul 19, 2017
Book Page	002906/000050

Lender

Name	PNC BK
Type	Bank
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3922 MERWIN RD, LAPEER, MI 48446-9799
Document Number	0029060892
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3922 MERWIN RD LAPEER MI 484469799, LAPEER, MI 48446-9799

Mortgage

Document Number	0029060892
Date	Jul 24, 2017
Book Page	002906/000892

Lender

Name	PNC BK
Type	Bank
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,200 (+0.8%)	$202,400 (+0.8%)
2025	$1,642.00 (+15.07%) Homeowner's exemption	$100,400 (+7.61%)	$200,800 (+7.61%)
2023		$93,300	$186,600
2022	$1,427.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Based on FCC filings for 21 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Merwin Rd

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