3922 Havard St, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3922 Havard St, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,824 sqft · built 1954
Lot Size	0.14 acres (6,106 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Feb 2017)
Tax Bill	$4,709 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01292705`

Property Details

APN / Parcel Number

Primary APN	`13-01292705`
Alternative APN	`01292705`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	816 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	6,106 sqft (0.14 acres)
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft
Porch	Open Porch
Porch Area	170 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01292705
Street Address	3922 HAVARD ST
City	SILVER SPRING
State	MD
Zip	20906-4311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CONN AVE PARK
Legal Subdivision	CONN AVE PARK DENITS ADD
Legal Block	W
Legal Lot Number	20
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2003
Census Tract	703401

Owner

3922 Havard St is owned and occupied by two individuals who bought it in February 2017.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3922 HAVARD ST, SILVER SPRING, MD 20906-4311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED MUTUAL FUNDING CORP
Feb 1, 2017	Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2017 · Amount on File
Deed Sale	Feb 1, 2017 · Amount on File
Deed Book / Page	53695 / 137
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3922 HAVARD ST, SILVER SPRING, MD 20906-4311
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ELITE SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0600770170
Date	Jul 20, 2020
Book Page	60077/170

Lender

Name	UNITED MUTUAL FUNDING CORP
Type	Mortgage Company
Address	BRANDON, FL 33511

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 1, 2017
Property Address	3922 HAVARD ST, SILVER SPRING, MD 20906-4311
Document Number	0536950137
Book / Page	53695 / 137
Map Reference	MB45 PL3415
Instrument Date	Dec 8, 2016
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3922 HAVARD ST, SILVER SPRING, MD 20906-4311

Mortgage

Document Number	0053695147
Date	Feb 1, 2017
Instrument	53695/147

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3922 Havard St was $4,709.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,767 (+6.45%)	$475,100 (+19.34%) Land $179,100 Building $296,000
2025	$4,709.00	$398,100 Land $179,100 Building $219,000	$398,100 Land $179,100 Building $219,000
2023		$378,433	$398,100 Land $179,100 Building $219,000
2022	$3,948.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3922 Havard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3922 Havard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Astound Broadband, T-Mobile.

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