3922 Cook Rd, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 3922 Cook Rd, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	2,666 sqft · built 1964
Lot Size	9 acres (392,040 sqft)
Owner	Individual Name on Record
Tax Bill	$1,787 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
APN	`03-7.0-35-002-000-001.000`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-35-002-000-001.000`

Interior

Building Area	2,666 sqft Base Area
1st Floor Area	2,666 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	392,040 sqft (9 acres)

Location & Zoning

Street Address	3922 COOK RD
City	SAINT JOSEPH
State	MO
Zip	64505-9337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	35-48-35NWSUB:WILLIAM'S SUB-DIVISION LOT:19 BLK:0LGL DESC:LESS & EX TO CHURCH BEG AT PT 495' W & 30' S OF NE COR NW4 TH S 135' W 204' N 135' E 204' TO POB
Legal Range	35W
Legal Township	48N
Legal Section	35
Legal Subdivision	WILLIAMS SUB-DIVISION
Legal Lot Number	19
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3000
Census Tract	100

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	427 FREDERICK DR, GOWER, MO 64454-9135
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2022
Deed Sale	Jun 13, 2022
Prior Sale	Dec 4, 2017 · Amount on Record
Deed Document Number	20225648
Deed Book / Page	3777 / 47
Record Updated	Sep 20, 2026

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 4, 2017
Property Address	3922 COOK RD, SAINT JOSEPH, MO 64505-9337
Document Number	2017011962
Instrument Date	Nov 29, 2017
Instrument	2017011962
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3911 COOK RD, SAINT JOSEPH, MO 64505-9337

Mortgage

Document Number	2017011963
Date	Dec 4, 2017
Instrument	2017011963

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,787.00	$24,820 (+2.14%) Land $12,730 Building $12,090	$130,610 (+2.1%) Land $67,000 Building $63,610
2024	$1,787.00 (+10.86%)
2023	$1,612.00 (-0.68%)	$24,300 (-) Land $12,730 Building $11,570	$127,920 (-) Land $67,000 Building $60,920
2022	$1,623.00	$24,300 Land $12,730 Building $11,570
2021			$127,920 Land $67,000 Building $60,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber, Verizon.

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