Cumberland County property record for 3922 Constance Rd, Hope Mills, NC 28348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 1997 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,569 (2026) |
| Deeds & Mortgages | Aug 2026 Transfer Dec 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0425-02-4375 |
| Primary APN | 0425-02-4375 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,092 sqft Heated Area |
| 1st Floor Area | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 119 ft deep x 64.8 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 16 sqft |
| Deck Area | 116 sqft |
| Patio Area | 116 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 3922 CONSTANCE RD |
|---|---|
| City | HOPE MILLS |
| State | NC |
| Zip | 28348-8527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LEGION HILLS LO:401 SE:03 PL:0094-0006 |
| Legal Subdivision | LEGION HILLS |
| Legal Block | 2 |
| Legal Lot Number | 401 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | PEARCES MILL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1603 |
3922 Constance Rd is held in a trust since July 2026.
Source: Cumberland County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 7008 KAYSER MILL RD NW, ALBUQUERQUE, NM 87114-5977 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 3, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jun 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 26, 2026 |
| Transfer Doc | 0000028810 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Aug 27, 2026 |
| Property Address | 3922 CONSTANCE RD, HOPE MILLS, NC 28348-8527 |
| Document Number | 0000028810 |
| Book / Page | 12610 / 362 |
| Instrument Date | Jul 26, 2026 |
| Instrument | 202628810 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 7008 KAYSER MILL RD NW, ALBUQUERQUE, NM 87114-5977 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 3922 CONSTANCE RD, HOPE MILLS, NC 28348-8527 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0123910831 |
|---|---|
| Date | Dec 3, 2025 |
| Book Page | 12391/831 |
| Instrument | 38061 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 650 S TRYON ST # 88, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 1, 2045 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 3922 CONSTANCE RD, HOPE MILLS, NC 28348-8527 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 7008 KAYSER MILL RD NW, LOS RANCHOS DE ALBUQUERQUE, NM 87114-5977 |
| Document Number | 0117580682 |
|---|---|
| Date | Jun 16, 2023 |
| Book Page | 11758/682 |
| Instrument | 18705 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 253 Months |
| Due | Jul 1, 2044 |
The 2026 property tax bill for 3922 Constance Rd was $1,569.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,569.00 | ||
| 2025 | $1,569.00 (+42.38%) | $140,300 (+41.36%) Land $30,000 Building $110,300 | $140,300 (+41.36%) Land $30,000 Building $110,300 |
| 2024 | $1,102.00 (+3.47%) | $99,251 (-) Land $15,000 Building $84,251 | $99,251 (-) Land $15,000 Building $84,251 |
| 2023 | $1,065.00 (+3.6%) | $99,251 Land $15,000 Building $84,251 | $99,251 Land $15,000 Building $84,251 |
| 2022 | $1,028.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3922 Constance Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2003–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3922 Constance Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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