3922 Blackberry Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3922 Blackberry Cir, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 1998
Lot Size	0.174 acres (7,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Jul 2026)
Tax Bill	$2,923 (2025)
Deeds & Mortgages	Jul 2026 Sale Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-25-30-0016-0001-1550`

Property Details

APN / Parcel Number

Primary APN	`33-25-30-0016-0001-1550`
Alternative APNs	`253033001600011550` `76215`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,740 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	1,740 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	105 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	330 sqft
Porch	Finished/Open Porch
Porch Area	20 sqft
Deck Area	470 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3922 BLACKBERRY CIR
City	SAINT CLOUD
State	FL
Zip	34769-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	BLACKBERRY CREEK UNIT FOUR PB 8 PG 163-164 LOT 155
Legal Range	30E
Legal Township	25S
Legal Section	33
Legal Subdivision	BLACKBERRY CREEK UNIT 4
Legal Tract	16
Legal Block	1550
Legal Lot Number	155
Legal Unit	FO
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1004
Census Tract	43203

Owner

Source: Osceola County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3922 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer SETTLEMENT SERVICES, EVERGREEN SETTLEMENT SERVICES
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
May 3, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage RP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	May 3, 2017 · Amount on Record
Deed Document Number	202691729
Deed Book / Page	7003 / 1361
Prior Transfer Date	May 2, 2017
Prior Transfer Doc	0051412900
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 14, 2026
Property Address	3922 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1422
Document Number	0000091729
Book / Page	7003 / 1361
Instrument Date	Jul 7, 2026
Instrument	202691729
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	SETTLEMENT SERVICES, EVERGREEN SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Tax	$268,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3922 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1422

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3922 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1422
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	CLEAR TITLE OF FLORIDA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3922 BLACKNERRY CIRLCE, SAINT CLOUD, FL 34769-1422

Mortgage

Document Number	0060161379
Date	Aug 4, 2021
Book Page	6016/1379
Instrument	2021120984

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	May 3, 2017
Property Address	3922 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1422
Document Number	0051412900
Book / Page	5141 / 2900
Map Reference	MB8 PG163&164
Instrument Date	May 2, 2017
Instrument	2017065515
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	SECURITY NATIONAL TITLE & ES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3922 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1422

Mortgage

Document Number	0051412902
Date	May 3, 2017
Instrument	5141/2902

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,923.00 (+3.62%) Homeowner's exemption	$206,208 (+5.99%)	$332,900 (+7.94%) Land $70,000 Building $262,900
2024	$2,821.00 (+2.77%)
2023	$2,745.00 (+3.78%) Homeowner's exemption	$194,561 (+3%)	$308,400 (+25.31%) Land $60,000 Building $248,400
2022	$2,645.00 Homeowner's exemption	$188,895	$246,100 Land $45,000 Building $201,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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