3922 Bitterroot Ct, Charlotte, NC 28269 Property Records

Mecklenburg County property record for 3922 Bitterroot Ct, Charlotte, NC 28269

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,652 sqft · built 2002
Lot Size	0.244 acres (10,629 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (Aug 2002)
Tax Bill	$2,591 (2025)
Deeds & Mortgages	Aug 2020 Loan Modification Dec 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`045-403-32`

Property Details

APN / Parcel Number

Primary APN	`045-403-32`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,652 sqft Living Area
1st Floor Area	744 sqft
Upper Floors Area	908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Other
Lot Area	10,629 sqft (0.244 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3922 BITTERROOT CT
City	CHARLOTTE
State	NC
Zip	28269-1767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L3 M36-19
Legal Subdivision	GENERALS ESTATES PH 02 MAP 01
Legal Block	3
Legal Lot Number	3
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2008
Census Tract	5403

Owner

Source: Mecklenburg County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3922 BITTERROOT CT, CHARLOTTE, NC 28269-1767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Loan Modification, Mortgage · FHA Mortgage CITIMORTGAGE
Dec 14, 2016	Loan Modification, Mortgage CITIMORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 1, 2002 · Amount on Record
Deed Sale	Aug 1, 2002 · Amount on Record
Deed Document Number	2002148148
Deed Book / Page	13881 / 125
Last Transfer Date	Oct 19, 2012
Transfer Doc	0000151049
Record Updated	Sep 20, 2026

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	3922 BITTERROOT CT, CHARLOTTE, NC 28269-1767
Document Number	0000150173
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3922 BITTERROOT CT CHARLOTTE NC 282691767, CHARLOTTE, NC 28269-1767

Mortgage

Document Number	0000150173
Date	Sep 17, 2020
Book Page	035063/000653
Instrument	150173

Lender

Name	CITIMORTGAGE
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

Interest

Rate Type	Fixed Rate

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	3922 BITTERROOT CT, CHARLOTTE, NC 28269-1767
Document Number	0000076281
Book / Page	031867 / 000367
Instrument Date	Dec 14, 2016
Transaction Type	Mortgage
Record Updated	Jul 14, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3922 BITTERROOT CT CHARLOTTE NC 282691767, CHARLOTTE, NC 28269-1767

Mortgage

Document Number	0000076281
Date	Jun 9, 2017
Book Page	031867/000367
Instrument	76281

Lender

Name	CITIMORTGAGE
Type	Mortgage Company
Address	O FALLON, MO 63368-2240

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,591.00	$315,200 Land $60,000 Building $255,200	$315,200 Land $60,000 Building $255,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Google Fiber.

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