3922 Bella Vista Loop, Harker Heights, TX 76548 Property Records

Bell County property record for 3922 Bella Vista Loop, Harker Heights, TX 76548

Property Summary

Property Type	Single Family Home
Details	2,185 sqft · built 2004
Lot Size	0.89 acres (38,768 sqft)
Last Sale	$342,500 (Aug 2021)
Tax Bill	$6,967 (2022)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0661091748`

Property Details

APN / Parcel Number

Primary APN	`0661091748`
Alternative APNs	`350904` `843545`

Interior

Stories	1 Story
Building Area	2,185 sqft Living Area
1st Floor Area	2,185 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	38,768 sqft (0.89 acres)
Garage Area	555 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	405 sqft
Storage Building	100 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	3922 BELLA VISTA LOOP
City	HARKER HEIGHTS
State	TX
Zip	76548-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLA VISTA ESTATES, BLOCK 001, LOT 0011, ACRES .89
Legal Subdivision	BELLA VISTA ESTATES
Legal Block	1
Legal Lot Number	11
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	1
Census Block	1013
Census Tract	21908

Owner

The current owner of 3922 Bella Vista Loop bought it in August 2021.

Source: Bell County records, as of July 31, 2026

Mailing Address	3922 BELLA VISTA LOOP, HARKER HEIGHTS, TX 76548-8719
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 11, 2020	Deed of Trust, Mortgage · Line of Credit VERABANK NA
Apr 15, 2016	Deed of Trust, Mortgage CHICAGO TITLE COMPANY

Assessor's Deed Record

Last Sale	Aug 24, 2021 · Amount on File
Deed Sale	Aug 24, 2021 · Amount on File
Prior Sale	Feb 19, 2016 · Amount on File
Deed Document Number	202154560
Prior Transfer Date	Jul 7, 2009
Prior Transfer Doc	0000026400
Record Updated	Oct 29, 2026

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 24, 2021
Property Address	3922 BELLA VISTA LOOP, HARKER HEIGHTS, TX 76548-8719
Document Number	0000054560
Map Reference	CAB C SL 372-A
Instrument Date	Aug 20, 2021
Instrument	2021054560
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3922 BELLA VISTA LOOP, HARKER HEIGHTS, TX 76548-8719

Mortgage

Document Number	0000054561
Date	Aug 24, 2021
Instrument	2021054561

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3922 BELLA VISTA LOOP, HARKER HEIGHTS, TX 76548-8719
Document Number	0000029500
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	AMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3922 BELLA VISTA LOOP HARKER HEIGHTS TX 765488719, HARKER HEIGHTS, TX 76548-8719

Mortgage

Document Number	0000029500
Date	Jun 18, 2020
Instrument	29500

Lender

Name	VERABANK NA
Address	HARKER HEIGHTS, TX 76548

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 17, 2040

Interest

Rate Type	Adjustable Rate

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3922 BELLA VISTA LOOP, HARKER HEIGHTS, TX 76548-8719
Document Number	0000023061
Instrument Date	Apr 15, 2016
Transaction Type	Mortgage
Record Updated	Jun 28, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2320 SIERRA VISTA WAY RENO NV 895117540, RENO, NV 89511-7540

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Harker Heights City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$366,909 Land $55,051 Building $311,858	$366,909 Land $55,051 Building $311,858
2023		$407,036 Land $55,051 Building $351,985	$407,036 Land $55,051 Building $351,985
2022	$6,967.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3922 Bella Vista Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3922 Bella Vista Loop is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARKER HEIGHTS serves 35,957 people · EPA ID TX0140023
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Nextlink, Western Broadband.

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