3921 Wagon Trl, Temple, TX 76502 Property Records

Bell County property record for 3921 Wagon Trl, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,591 sqft · built 1979
Lot Size	0.197 acres (8,580 sqft)
Owner	2 Individual Names on File
Last Sale	$369,900 (Jan 2024)
Tax Bill	$6,414 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0113870610`

Property Details

APN / Parcel Number

Primary APN	`0113870610`
Alternative APNs	`108752` `102871`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,591 sqft Living Area
1st Floor Area	1,258 sqft
2nd Floor Area	1,333 sqft
Flooring	Tile
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,580 sqft (0.197 acres)
Lot Dimensions	110 ft deep x 78 ft wide
Garage Area	586 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3921 WAGON TRL
City	TEMPLE
State	TX
Zip	76502-2110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	SOUTHERN OAKS, BLOCK 004, LOT 0023
Legal Subdivision	SOUTHERN OAKS
Legal Block	4
Legal Lot Number	23
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2024
Census Tract	21203

Owner

3921 Wagon Trl is owned and occupied by two individuals who bought it in January 2024.

Source: Bell County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2726 SAN JACINTO RD, TEMPLE, TX 76502-3843
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Special Warranty Deed, Transfer · Loan Assumption CARRINGTON MORTGAGE SERVICES LLC
Jul 28, 2021	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 28, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Feb 1, 2021	Vendor's Lien, Transfer · Commercial Mortgage EXTRACO BANKS NA
Oct 17, 2019	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Apr 24, 2017	Deed of Trust, Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2024 · Amount on File
Deed Sale	Jan 25, 2024 · Amount on File
Prior Sale	Jul 28, 2021 · Amount on File
Deed Document Number	20243225
Prior Transfer Date	Jul 26, 2021
Prior Transfer Doc	0000048125
Record Updated	Sep 20, 2026

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jan 25, 2024
Property Address	3921 WAGON TRL, TEMPLE, TX 76502-2110
Document Number	0000003225
Map Reference	CAB A SL 293-D
Instrument Date	Jan 18, 2024
Instrument	2024003225
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	482 CEDAR LN, ARDEN, NC 28704-2936

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2726 SAN JACINTO RD, TEMPLE, TX 76502-3843

Mortgage

Document Number	0000003226
Date	Jan 25, 2024
Instrument	2024003226

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount on Record
Term	331 Months
Due	Aug 1, 2051

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 28, 2021
Property Address	3921 WAGON TRL, TEMPLE, TX 76502-2110
Document Number	0000048125
Map Reference	CAB A SL 293-D
Instrument Date	Jul 26, 2021
Instrument	2021048125
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	NETCO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3921 WAGON TRL, TEMPLE, TX 76502-2110

Mortgage

Document Number	0000048126
Date	Jul 28, 2021
Instrument	2021048126

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3921 WAGON TRL, TEMPLE, TX 76502-2110
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045625
Date	Aug 28, 2020
Instrument	2020-00045625

Lender

Name	LOW VA RATES LLC
Type	Non-Lending Institution
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 1, 2021
Property Address	3921 WAGON TRL, TEMPLE, TX 76502-2110
Document Number	0000006232
Map Reference	CAB A SL 293-D
Instrument Date	Jan 29, 2021
Instrument	2021006232
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22822 TORNILLO DR, 22822, SAN ANTONIO, TX 78258-2591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1259 FREDRICK LN, TEMPLE, TX 76502-7072

Mortgage

Document Number	0000006233
Date	Feb 1, 2021
Instrument	2021006233

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3921 WAGON TRL, TEMPLE, TX 76502-2110
Document Number	0000048806
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3921 WAGON TRL TEMPLE TX 765022110, TEMPLE, TX 76502-2110

Mortgage

Document Number	0000048806
Date	Oct 23, 2019
Book Page	011053/000385
Instrument	48806

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3921 WAGON TRL, TEMPLE, TX 76502-2110
Document Number	0000023500
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3921 WAGON TRL TEMPLE TX 765022110, TEMPLE, TX 76502-2110

Mortgage

Document Number	0000023500
Date	Jun 8, 2017
Instrument	23500

Lender

Name	LOW VA RATES LLC
Address	384 S 400 W # 100, LINDON, UT 84042-1957

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2047

Interest

Rate Type	Adjustable Rate
Rate	1.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3921 Wagon Trl was $6,414 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,414.00	$355,539 Land $28,000 Building $327,539	$355,539 Land $28,000 Building $327,539
2023	$7,030.00 (-20.07%)	$384,065 Land $22,000 Building $362,065	$384,065 Land $22,000 Building $362,065
2022	$8,795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3921 Wagon Trl in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (1986–2026)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Thunderstorms, Dec 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3921 Wagon Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Wagon Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures