Mobile County property record for 3921 Terry Ln, Mobile, AL 36605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,605 sqft · built 1990 |
| Lot Size | 0.522 acres (22,765 sqft) |
| Owner | Individual Name on File |
| Last Sale | $78,500 (May 2010) |
| Tax Bill | $560 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R023211400001037 |
| Primary APN | R023211400001037 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,605 sqft Living Area |
| 1st Floor Area | 1,605 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 22,765 sqft (0.522 acres) |
| Garage Type | Carport |
| Garage Area | 532 sqft |
| Carport | Carport |
| Carport Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 75 sqft |
| Utility Building | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1039904 |
|---|---|
| Street Address | 3921 TERRY LN |
| City | MOBILE |
| State | AL |
| Zip | 36605-4531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 TERRY DALE SUB MBK 8 P 204 #SEC 40 T5S R1W #MP32 11 40 0 001 |
| Legal Range | 05S |
| Legal Township | 05S |
| Legal Section | 40 |
| Legal Subdivision | TERRY DALE |
| Legal Lot Number | 4 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1901 |
3921 Terry Ln is owned and occupied by an individual who bought it in May 2010.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3921 TERRY LN, MOBILE, AL 36605-4531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Oct 5, 2022 | Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2010 · Amount on File |
| Deed Sale | May 20, 2010 · Amount on File |
| Deed Document Number | 201027022 |
| Deed Book / Page | 6657 / 1279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Apr 30, 2026 |
| Property Address | 3921 TERRY LN, MOBILE, AL 36605-4531 |
| Document Number | 0000024515 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 202624515 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3921 TERRY LN, MOBILE, AL 36605-4531 |
| Document Number | 0000024515, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 202624515 |
| Name | NEW DAY FINANCIAL LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 3921 TERRY LN, MOBILE, AL 36605-4531 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 3921 TERRY LN, MOBILE, AL 36605-4531 |
| Document Number | 0000064196 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 2022064196 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 274 Months |
| Due | Aug 1, 2045 |
The 2025 property tax bill for 3921 Terry Ln was $560 with a homeowner's exemption, up 5.5% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $560.00 (+5.46%) Homeowner's exemption | $9,690 (+4.87%) Land $1,350 Building $8,340 | $96,900 (+4.87%) Land $13,500 Building $83,400 |
| 2024 | $531.00 (+2.71%) Homeowner's exemption | $9,240 (+2.44%) Land $1,350 Building $7,890 | $92,400 (+2.44%) Land $13,500 Building $78,900 |
| 2023 | $517.00 Homeowner's exemption | $9,020 Land $1,350 Building $7,670 | $90,200 Land $13,500 Building $76,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3921 Terry Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 143 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 143 in force |
| Nearby Flood Claims | 185 (1979–2020) |
| Claims Outside the SFHA | 52 of 185 |
| Most Recent Claim | Oct 2020 · Hurricane Zeta |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3921 Terry Ln is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 92% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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