Osceola County property record for 3921 Red Bridge Rd, Saint Cloud, FL 34772 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1988 |
| Square Footage | 3,088 sqft Living Area |
| Lot Size | 206,474 sqft (4.74 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $165,000 (2014) |
| Tax Bill | $4,571.00 (2025) |
| Primary APN | 32-26-31-4950-0001-1110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Building Area | 3,088 sqft Living Area |
| Gross Area | 3,856 sqft Gross Area |
| 1st Floor | 2,486 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 206,474 sqft (4.74 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 648 sqft Garage |
| Porch Area | 722 sqft Porch |
| Utility Building | 130 sqft Utility Building |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3921 RED BRIDGE RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9013 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 28 LOT 111 LESS W 12.5 FT FOR RD R/W |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 32 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 1110 |
| Legal Lot Number | 111 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 43802 |
Source: Osceola County records · APN 32-26-31-4950-0001-1110
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3921 RED BRIDGE RD, SAINT CLOUD, FL 34772-9013 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 14, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 10, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage TOP FLITE FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2014 · Amount on Record |
| Deed Sale | May 01, 2014 · Amount on Record |
| Deed Doc Number | 201461028 |
| Deed Book / Page | 4602 / 2734 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3921 RED BRIDGE RD, SAINT CLOUD, FL 34772-9013 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3921 RED BRIDGE RD, SAINT CLOUD, FL 34772-9013 |
| Document Number | 0064230424 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 6423/424 |
| Instrument | 2023075598 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 01, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3921 RED BRIDGE RD, SAINT CLOUD, FL 34772-9013 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3921 RED BRIDGE RD, SAINT CLOUD, FL 34772-9013 |
| Document Number | 0061491206 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 6149/1206 |
| Instrument | 2022023892 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3921 RED BRIDGE RD, SAINT CLOUD, FL 34772-9013 |
| Transaction Type | Mortgage |
| Record Updated | Sep 09, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3921 RED BRIDGE RD, SAINT CLOUD, FL 34772-9013 |
| Document Number | 0059772601 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 5977/2601 |
| Instrument | 2021090180 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,571.00 (+4.86%) Homeowner's exemption | $319,390 (+5.99%) | $568,400 (+6.54%) Land $166,600 Building $401,800 |
| 2024 | $4,359.00 (+2.11%) | ||
| 2023 | $4,269.00 (+4.02%) Homeowner's exemption | $301,349 (+3%) | $533,500 (+29.08%) Land $181,300 Building $352,200 |
| 2022 | $4,104.00 Homeowner's exemption | $292,572 | $413,300 Land $128,000 Building $285,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 80% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 173 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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