3921 Homan Ave, Waco, TX 76707 Property Records

McLennan County property record for 3921 Homan Ave, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 726 sqft · built 1949
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Tax Bill	$1,985 (2024)
Deeds & Mortgages	May 2025 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`480039000116003`

Property Details

APN / Parcel Number

Primary APN	`480039000116003`
Alternative APNs	`4800390001160030111` `164040`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	726 sqft Living Area
1st Floor Area	726 sqft
Flooring	Carpet

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1985
Exterior Material	Metal
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	240 sqft
Driveway	Driveway
Driveway Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	65 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	164040
Old Parcel Number	4800390001160030111
Street Address	3921 HOMAN AVE
City	WACO
State	TX
Zip	76707-1647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BELMONT GARDENS 1 & 3 LOT 11 BLOCK 11 ACRES .1653
Legal Subdivision	BELMONT GARDENS 1 & 3
Legal Block	11
Legal Lot Number	11
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2023
Census Tract	2700

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3921 HOMAN AVE, WACO, TX 76707-1647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2025	Vendor's Lien, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 3, 2019	Warranty Deed, Transfer CENTRAL NAT'L BK
Oct 2, 2018	Warranty Deed, Construction Loan · Line of Credit ALLIANCE BK CTRL TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2025
Deed Sale	May 27, 2025
Prior Sale	Oct 4, 2024
Deed Document Number	2025015850
Record Updated	Jun 8, 2026

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 27, 2025
Property Address	3921 HOMAN AVE, WACO, TX 76707-1647
Document Number	0000015850
Map Reference	VOL 602 PG 297
Instrument Date	May 23, 2025
Instrument	2025015850
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	ALAMO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3921 HOMAN AVE, WACO, TX 76707-1647

Mortgage

Document Number	0000015851
Date	May 27, 2025
Instrument	2025015851

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 3, 2019
Property Address	3921 HOMAN AVE, WACO, TX 76707-1647
Document Number	0000000311
Instrument Date	Jan 3, 2019
Instrument	311
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	HOME ABSTRACT AND TITLE COMPANY, HOME ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2940 S JENNINGS AVE FORT WORTH TX 761106530, FORT WORTH, TX 76110-6530

Mortgage

Document Number	312
Date	Jan 3, 2019
Instrument	312

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount Recorded

Mortgage

Document Number	313,
Date	Jan 3, 2019
Instrument	313

Lender

Name	THOMPSON J W & R R TRUST (PT)
Address	3031 WILLOW BEND DR, CHICO, CA 95973-8751

Agreement

Amount	Amount Recorded

October 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 2, 2018
Property Address	3921 HOMAN AVE, WACO, TX 76707-1647
Document Number	0000035051
Instrument Date	Oct 2, 2018
Instrument	35051
Transaction Type	Construction Loan
Record Updated	Oct 23, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 21591 WACO TX 767021591, WACO, TX 76702-1591
Investor	Possibly a Property Investor

Mortgage

Document Number	35052
Date	Oct 2, 2018
Instrument	35052

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76712

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,000 (+0.07%) Land $20,300 Building $67,700	$88,000 (+0.07%) Land $20,300 Building $67,700
2024	$1,985.00 (+0.71%)
2023		$87,940 Land $20,300 Building $67,640	$87,940 Land $20,300 Building $67,640
2022	$1,971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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