3921 Calle Real, San Clemente, CA 92673 Property Records

Orange County property record for 3921 Calle Real, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,739 sqft · built 2010
Lot Size	0.276 acres (12,036 sqft)
Owner	2 Individual Names on File
Last Sale	$2,400,000 (Apr 2021)
Tax Bill	$27,357 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`675-214-03`

Property Details

APN / Parcel Number

Primary APN	`675-214-03`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,739 sqft Living Area
Gross Area	4,448 sqft
Basement Area	1,304 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	12,036 sqft (0.276 acres)
Garage Area	709 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3921 CALLE REAL
City	SAN CLEMENTE
State	CA
Zip	92673-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4469 BLK LOT 194
Legal Subdivision	TRACT NO 4469
Legal Tract	4469
Legal Lot Number	194
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3016
Census Tract	42205

Owner

3921 Calle Real is owned by two individuals who bought it in April 2021.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1901 ARRIBA DR, MONTEREY PARK, CA 91754-2325
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Apr 19, 2021	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 13, 2020	Grant Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2021 · Amount on File
Deed Sale	Apr 19, 2021 · Amount on File
Prior Sale	Feb 13, 2020 · Amount on File
Deed Document Number	2021261046
Prior Transfer Date	Aug 3, 1996
Prior Transfer Doc	0000445499
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3921 CALLE REAL, SAN CLEMENTE, CA 92673-2626
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000220250
Date	May 15, 2020
Instrument	2020000220250

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.6%
Type Change Date	Jun 1, 2027
Change Frequency	Monthly
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 19, 2021
Property Address	3921 CALLE REAL, SAN CLEMENTE, CA 92673-2626
Document Number	0000261046
Map Reference	MB 165 PG 3-9
Instrument Date	Mar 24, 2021
Instrument	2021000261046
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1901 ARRIBA DR, MONTEREY PARK, CA 91754-2325

Mortgage

Document Number	0000261047
Date	Apr 19, 2021
Instrument	2021000261047

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 13, 2020
Property Address	3921 CALLE REAL, SAN CLEMENTE, CA 92673-2626
Document Number	0000061712
Instrument Date	Dec 13, 2019
Instrument	61712
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$1,881.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3921 CALLE REAL SAN CLEMENTE CA 926732626, SAN CLEMENTE, CA 92673-2626

Tax Assessment & Valuation

The 2025 property tax bill for 3921 Calle Real was $27,357.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,649,792 (+2%) Land $2,049,932 Building $599,860
2025	$27,357.00	$2,597,836 Land $2,009,737 Building $588,099
2023	$26,160.00 (+2.26%)	$2,496,960 Land $1,931,697 Building $565,263
2022	$25,581.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3921 Calle Real in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1980–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3921 Calle Real is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 743 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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