3921 Centerfire Rd, Waco, TX 76705 Property Records

McLennan County property record for 3921 Centerfire Rd, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,543 sqft · built 2021
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$256,752 (Jun 2026)
Tax Bill	$6,730 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28-043019-001621-0`

Property Details

APN / Parcel Number

Primary APN	`28-043019-001621-0`
Alternative APN	`405099`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,543 sqft Living Area
Gross Area	1,923 sqft
1st Floor Area	1,543 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	151 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3921 CENTERFIRE RD
City	WACO
State	TX
Zip	76705-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FORK PH 11 LOT 21 BLOCK 16 ACRES .17
Legal Subdivision	SOUTH FORK PH 11
Legal Block	16
Legal Lot Number	21
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4010
Census Tract	1700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3921 CENTERFIRE RD, WACO, TX 76705-1922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORPORATION
May 12, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Deed Document Number	202618264
Prior Transfer Date	Jun 8, 2022
Prior Transfer Doc	0000023455
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 8, 2026
Property Address	3921 CENTERFIRE RD, WACO, TX 76705-1922
Document Number	0000018264
Instrument Date	Jun 4, 2026
Instrument	202618264
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	FIRST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3921 CENTERFIRE RD, WACO, TX 76705-1922

Mortgage

Document Number	0000018265,
Date	Jun 8, 2026
Instrument	202618265

Lender

Name	SWBC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

Mortgage

Document Number	0000018266,
Date	Jun 8, 2026
Instrument	202618266

Lender

Agreement

Amount	Amount Recorded

Interest

Rate	6.23%
Max Rate	-1%

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 12, 2022
Property Address	3921 CENTERFIRE RD, WACO, TX 76705-1922
Document Number	0000019136
Instrument Date	May 11, 2022
Instrument	2022019136
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1061 BRIAR GLEN CIR, MC GREGOR, TX 76657-3459

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,395 (-0.12%) Land $45,172 Building $226,223	$271,395 (-0.12%) Land $45,172 Building $226,223
2025	$6,730.00 (-3.51%)	$271,720 (-1.16%) Land $41,100 Building $230,620	$271,720 (-1.16%) Land $41,100 Building $230,620
2024	$6,975.00 (+14.25%)
2023		$274,900 Land $41,100 Building $233,800	$274,900 Land $41,100 Building $233,800
2022	$6,105.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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