3920 Windsor Ave, Waco, TX 76708 Property Records

McLennan County property record for 3920 Windsor Ave, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 820 sqft · built 1949
Lot Size	0.141 acres (6,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,000 (Mar 2020)
Tax Bill	$3,538 (2024)
Deeds & Mortgages	Sep 2018 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-046400-002900-1`

Property Details

APN / Parcel Number

Primary APN	`48-046400-002900-1`
Alternative APNs	`4804640000290010111` `198681`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	820 sqft Living Area
1st Floor Area	820 sqft
Flooring	Wood

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1979
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	6,150 sqft (0.141 acres)
Lot Dimensions	123 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Driveway	Concrete Driveway
Driveway Area	892 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	64 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3920 WINDSOR AVE
City	WACO
State	TX
Zip	76708-3052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	ZACHRY-LEWIS LOT 6 BLOCK 2 ACRES .1412
Legal Subdivision	ZACHRY-LEWIS
Legal Block	2
Legal Lot Number	6
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1032
Census Tract	2700

Owner

Source: McLennan County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4933 CATHAY CT, DENVER, CO 80249-8486
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK & TRUST
Mar 10, 2020	Warranty Deed, Transfer AMERICAN FINANCING
Mar 12, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2020 · Amount on Record
Deed Sale	Mar 10, 2020 · Amount on Record
Prior Sale	Mar 12, 2018
Deed Document Number	20208273
Prior Transfer Date	Mar 9, 2020
Prior Transfer Doc	0000008273
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3920 WINDSOR AVE, WACO, TX 76708-3052
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034147
Date	Sep 26, 2018
Instrument	2018034147

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank
Address	WACO, TX 76703

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 10, 2020
Property Address	3920 WINDSOR AVE, WACO, TX 76708-3052
Document Number	0000008273
Instrument Date	Mar 9, 2020
Instrument	8273
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4933 CATHAY CT DENVER CO 802498486, DENVER, CO 80249-8486

Mortgage

Document Number	8274
Date	Mar 10, 2020
Instrument	8274

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 12, 2018
Property Address	3920 WINDSOR AVE, WACO, TX 76708-3052
Document Number	0000007770
Instrument Date	Mar 9, 2018
Instrument	7770
Transaction Type	Transfer
Record Updated	Mar 26, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	700 E HILDEBRAND AVE #604 SAN ANTONIO TX 782122531, 604, SAN ANTONIO, TX 78212-2531

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,440 (+7.32%) Land $18,390 Building $134,050	$152,440 (+7.32%) Land $18,390 Building $134,050
2024	$3,538.00 (+11.12%)
2023		$142,040 Land $18,390 Building $123,650	$142,040 Land $18,390 Building $123,650
2022	$3,184.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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