3920 Washington Ave, Lorain, OH 44052 Property Records

Lorain County property record for 3920 Washington Ave, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,956 sqft · built 1974
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual on Record
Last Sale	$200,000 (Dec 2021)
Tax Bill	$2,456 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-01-006-190-043`

Property Details

APN / Parcel Number

Primary APN	`02-01-006-190-043`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,956 sqft Living Area
1st Floor Area	1,336 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	160 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3920 WASHINGTON AVE
City	LORAIN
State	OH
Zip	44052-5702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OL 6
Legal Subdivision	BLACK RIVER
Legal Tract	1
Legal Block	190
Legal Lot Number	6
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1026
Census Tract	24100

Owner

Source: Lorain County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	3920 WASHINGTON AVE, LORAIN, OH 44052-5702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MORIA DEVELOPMENT INC
Dec 1, 2021	Warranty Deed, Transfer · FHA Mortgage MORIA DEVELOPMENT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on Record
Deed Sale	Dec 1, 2021 · Amount on Record
Prior Sale	Aug 4, 2008 · Amount on Record
Deed Document Number	2021008216
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3920 WASHINGTON AVE, LORAIN, OH 44052-5702
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	MILLER HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 WASHINHTON AVE, LORAIN, OH 44052-5702

Mortgage

Document Number	0000852571
Date	Dec 6, 2021
Instrument	2021-0852571

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 1, 2021
Property Address	3920 WASHINGTON AVE, LORAIN, OH 44052-5702
Document Number	20210851892
Instrument Date	Nov 24, 2021
Instrument	2021-0851892
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 WASHINGTON AVE, LORAIN, OH 44052-5702

Mortgage

Document Number	0000852570
Date	Dec 6, 2021
Instrument	2021-0852570

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,456.00	$64,250 (+0.01%) Land $10,990 Building $53,260	$183,550 (-) Land $31,390 Building $152,160
2024	$2,456.00 (-0.45%)	$64,243 (+34.07%) Land $10,987 Building $53,256	$183,550 (+34.08%) Land $31,390 Building $152,160
2023	$2,467.00 (+0.9%)	$47,916 (+0.01%) Land $13,262 Building $34,654	$136,900 (-) Land $37,890 Building $99,010
2022	$2,445.00	$47,910 Land $13,260 Building $34,650
2021			$136,900 Land $37,890 Building $99,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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