3920 W Ballard Rd, Spokane, WA 99208 Property Records

Spokane County property record for 3920 W Ballard Rd, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,826 sqft · built 1940
Lot Size	11.5 acres (501,376 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,000 (May 2014)
Tax Bill	$5,675 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27232.9018`

Property Details

APN / Parcel Number

Primary APN	`27232.9018`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,826 sqft Living Area
Gross Area	3,082 sqft
1st Floor Area	1,770 sqft
2nd Floor Area	1,056 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	501,376 sqft

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	256 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Canopy	256 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3920 W BALLARD RD
City	SPOKANE
State	WA
Zip	99208-8326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	23-27-42 PTN OF S1/2 OF NW1/4 DAF; W1/2 OF W1/2 OF SE1/4 OF NW1/4 & E50FT OF SW1/4 OF NW1/4
Legal Range	42
Legal Township	27
Legal Section	23
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	2
Census Block	2047
Census Tract	10303

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3920 W BALLARD RD, SPOKANE, WA 99208-8326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
Aug 3, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2014 · Amount on Record
Deed Sale	May 22, 2014 · Amount on Record
Prior Sale	Sep 28, 2000 · Amount on Record
Deed Document Number	20146306394
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3920 W BALLARD RD, SPOKANE, WA 99208-8326
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007033260
Date	Feb 10, 2021
Instrument	7033260

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	DUVALL, WA 98019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3920 W BALLARD RD, SPOKANE, WA 99208-8326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006730954
Date	Aug 3, 2018
Instrument	6730954

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,675.00 (-0.86%)	$547,590 (-3.25%) Land $234,290 Building $313,300	$547,590 (-3.25%) Land $234,290 Building $313,300
2025	$5,724.00 (+11.32%)
2024		$565,980 (+26.64%) Land $172,980 Building $393,000	$565,980 (+26.64%) Land $172,980 Building $393,000
2023	$5,142.00 (+5.13%)	$446,930 Land $140,530 Building $306,400	$446,930 Land $140,530 Building $306,400
2022	$4,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 43% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	25 / 5

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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