3920 Trinity Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 3920 Trinity Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,034 sqft · built 1940
Lot Size	1.37 acres (59,771 sqft)
Owner	Company Name on File
Last Sale	$65,900 (Jul 2002)
Tax Bill	$4,318 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-0125-00070`

Property Details

APN / Parcel Number

Primary APN	`010-0125-00070`
Alternative APN	`1094889`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,034 sqft Gross Area
1st Floor Area	1,034 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	59,771 sqft (1.37 acres)
Garage Area	654 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	30 sqft
Storage Building	32 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1094889
Street Address	3920 TRINITY RD
City	DULUTH
State	MN
Zip	55811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 OF LOT 7 AND THE WEST 100.00 FEET OF THEEAST 700.00 FEET OF SAID LOT 7, THAT LIESSOUTH OF A LINE PARALLEL WITH AND 3.63
Legal Subdivision	AUDITORS PLAT OF TRINITY ROAD ACRES
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1022
Census Tract	301

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5730 BERGQUIST RD, DULUTH, MN 55804-9666
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · SBA Mortgage NORTHEAST ENTREPRENEUR FUND INC
Sep 30, 2020	Deed of Trust, Construction Loan · Line of Credit NATIONAL BK/CMRC
Sep 23, 2020	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/CMRC
Aug 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 28, 2020	Correction Deed, Transfer ATTORNEY ONLY
May 1, 2017	Deed of Trust, Mortgage · Line of Credit ALERUS FIN'L

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2002 · Amount on Record
Deed Sale	Jul 22, 2002 · Amount on Record
Prior Sale	Feb 5, 2001
Deed Document Number	2002862864
Last Transfer Date	Aug 8, 2020
Transfer Doc	00A1389046
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3920 TRINITY RD, DULUTH, MN 55811-5466
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001420187
Date	Jul 28, 2021
Instrument	1420187

Lender

Name	NORTHEAST ENTREPRENEUR FUND INC
Type	Non-Lending Institution
Address	DULUTH, MN 55802

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Sep 30, 2020
Property Address	3926 TRINITY RD, DULUTH, MN 55811-5466
Document Number	00A1391662
Instrument Date	Sep 23, 2020
Instrument	A1391662
Transaction Type	Construction Loan
Record Updated	Oct 15, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5730 BERGQUIST RD DULUTH MN 558049666, DULUTH, MN 55804-9666

Mortgage

Document Number	00A1391662
Date	Sep 30, 2020
Instrument	A1391662

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3926 TRINITY RD, DULUTH, MN 55811-5466
Document Number	00A1395169
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5730 BERGQUIST RD DULUTH MN 558049666, DULUTH, MN 55804-9666

Mortgage

Document Number	00A1395169
Date	Nov 4, 2020
Instrument	A1395169

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 28, 2020
Property Address	3926 TRINITY RD, DULUTH, MN 55811-5466
Document Number	00A1389046
Instrument Date	Aug 8, 2020
Instrument	A1389046
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5730 BERGQUIST RD DULUTH MN 558049666, DULUTH, MN 55804-9666

August 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 28, 2020
Property Address	3926 TRINITY RD, DULUTH, MN 55811-5466
Document Number	00A1389047
Instrument Date	Aug 8, 2020
Instrument	A1389047
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5730 BERGQUIST RD DULUTH MN 558049666, DULUTH, MN 55804-9666

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3926 TRINITY RD, DULUTH, MN 55811-5466
Document Number	00A1308697
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5730 BERGQUIST RD DULUTH MN 558049666, DULUTH, MN 55804-9666

Mortgage

Document Number	00A1308697
Date	May 5, 2017
Instrument	A1308697

Lender

Name	ALERUS FIN'L
Type	Funding / Finance Company
Address	GRAND FORKS, ND 58201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 4, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,318.00 (+6.04%)
2025	$4,072.00 (+1.24%)	$473,600 (+59.84%) Land $44,700 Building $428,900	$473,600 (+59.84%) Land $44,700 Building $428,900
2024	$4,022.00	$296,300 (+10.44%) Land $60,300 Building $236,000	$296,300 (+10.44%) Land $60,300 Building $236,000
2022		$268,300 Land $60,700 Building $207,600	$268,300 Land $60,700 Building $207,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Lumen Technologies, T-Mobile USA, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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