3920 Trail Rd, Lawrence, KS 66049 Property Records

Douglas County property record for 3920 Trail Rd, Lawrence, KS 66049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,516 sqft · built 1990
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$166,000 (Mar 2005)
Tax Bill	$4,502 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2009 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068-27-0-30-04-025.00-0`

Property Details

APN / Parcel Number

Primary APN	`068-27-0-30-04-025.00-0`
Alternative APNs	`0230682703004025000` `9015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	1,516 sqft
Basement Area	120 sqft
Unfinished Basement	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	196 sqft
Deck Area	336 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	0230682703004025000
Street Address	3920 TRAIL RD
City	LAWRENCE
State	KS
Zip	66049-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	MONTEREY SUB NO 1 LT 46
Legal Subdivision	MONTEREY SUB NO 1
Legal Lot Number	46
Jurisdiction	DOUGLAS KS
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2002
Census Tract	603

Owner

Source: Douglas County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3920 TRAIL RD, LAWRENCE, KS 66049-4108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage MID AMERICA BANK
Jan 30, 2009	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK NA
Mar 31, 2005	Trustee's Deed, Foreclosure · Conventional Mortgage COMMERCE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2005 · Amount on Record
Deed Sale	Mar 31, 2005 · Amount on Record
Prior Sale	Mar 31, 2005 · Amount on Record
Deed Book / Page	984 / 726
Prior Transfer Date	Mar 23, 2005
Prior Transfer Doc	00984/0726
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS KS
Property Address	3920 TRAIL RD, LAWRENCE, KS 66049-4108
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01207/3612
Date	Jan 18, 2022
Book Page	1207/3612

Lender

Name	MID AMERICA BANK
Type	Bank
Address	BALDWIN CITY, KS 66006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS KS
Property Address	3920 TRAIL RD, LAWRENCE, KS 66049-4108
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01044/1986
Date	Jan 30, 2009
Book Page	1044/1986

Lender

Name	COMMERCE BANK NA
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2039

March 2005: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DOUGLAS KS
Recording Date	Mar 31, 2005
Property Address	3920 TRAIL RD, LAWRENCE, KS 66049-4108
Document Number	000984/726
Book / Page	984 / 726
Instrument Date	Mar 23, 2005
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	KANSAS SECURED TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3920 TRAIL RD, LAWRENCE, KS 66049-4108

Mortgage

Document Number	0009840727
Date	Mar 31, 2005
Instrument	0984/0727

Lender

Name	COMMERCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Kansas
County	Douglas County
Municipality	Lawrence City
Unified School District	Lawrence Unified School District 497 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,502.00 (+10.1%)	$36,457 (+14.2%) Land $7,475 Building $28,982	$317,020 (+14.2%) Land $65,000 Building $252,020
2023	$4,089.00 (+6.21%)	$31,924 Land $6,900 Building $25,024	$277,600 Land $60,000 Building $217,600
2022	$3,850.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of Kansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAWRENCE serves 95,256 people · EPA ID KS2004503
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Midco Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, T-Mobile.

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