3920 Surfside Blvd, Cape Coral, FL 33914 Property Records

Lee County property record for 3920 Surfside Blvd, Cape Coral, FL 33914

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,813 sqft · built 2013
Lot Size	0.453 acres (19,733 sqft)
Owner	Individual Name on Record
Last Sale	$1,445,000 (Apr 2026)
Tax Bill	$19,895 (2025)
Deeds & Mortgages	Apr 2026 Sale Jul 2017 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`05-45-23-C4-00100.0030`

Property Details

APN / Parcel Number

Primary APN	`05-45-23-C4-00100.0030`
Alternative APNs	`230545C4001000030` `10470767`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,813 sqft Living Area
Gross Area	7,624 sqft
1st Floor Area	2,815 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	19,733 sqft (0.453 acres)
Lot Width	19,179 ft Width
View / Lot	Canal Front
Garage Type	Attached
Garage Area	868 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	947 sqft
Patio Area	998 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Lawn Sprinklers	Lawn Sprinklers
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10470767
Street Address	3920 SURFSIDE BLVD
City	CAPE CORAL
State	FL
Zip	33914-4815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1BW
Legal Description	SURFSIDE WATERWAY ESTATES PB 71 PGS 81-82 BLOCK 7003 LOT 3
Legal Range	23E
Legal Township	45S
Legal Section	05
Legal Subdivision	WATERWAY ESTATES
Legal Tract	C4
Legal Block	7003
Legal Lot Number	3
Jurisdiction	LEE FL
Township / Civil Division	CAPE CORAL
Census Block Group	2
Census Block	2035
Census Tract	10423

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	111 4TH AVE N, 607, MINNEAPOLIS, MN 55401-1537
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Warranty Deed, Transfer TOWNE TITLE, TOWNSEND TITLE
Jul 6, 2017	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Mar 3, 2020	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF KENTUCKY
Nov 19, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Dec 19, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2026 · Amount on Record
Deed Sale	Apr 9, 2026 · Amount on Record
Prior Sale	Mar 3, 2020 · Amount on Record
Deed Document Number	202690934
Prior Transfer Date	Nov 15, 2018
Prior Transfer Doc	0000271196
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 9, 2026
Property Address	3920 SURFSIDE BLVD, CAPE CORAL, FL 33914-4815
Document Number	0000090934
Instrument Date	Apr 1, 2026
Instrument	202690934
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	TOWNE TITLE, TOWNSEND TITLE

Transaction

Amount	Amount Recorded
Tax	$1,021,615.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 4TH AVE N, 607, MINNEAPOLIS, MN 55401-1537

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	3920 SURFSIDE BLVD, CAPE CORAL, FL 33914-4815
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145482
Date	Jul 6, 2017
Instrument	2017000145482

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Mar 3, 2020
Property Address	3920 SURFSIDE BLVD, CAPE CORAL, FL 33914-4815
Document Number	0000054490
Map Reference	MB 71 PG 81&82
Instrument Date	Feb 21, 2020
Instrument	2020000054490
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE PROFESSIONALS OF FL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6812 CORE LAKE ROAD, CRESTWOOD, KY 40014-6534

Mortgage

Document Number	0000054491
Date	Mar 3, 2020
Instrument	2020000054491

Lender

Name	FIRST NATIONAL BANK OF KENTUCKY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 26, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Nov 19, 2018
Property Address	3920 SURFSIDE BLVD, CAPE CORAL, FL 33914-4815
Document Number	0000271196
Instrument Date	Nov 15, 2018
Instrument	271196
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3920 SURFSIDE BLVD CAPE CORAL FL 339144815, CAPE CORAL, FL 33914-4815

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Dec 19, 2017
Property Address	3920 SURFSIDE BLVD, CAPE CORAL, FL 33914-4815
Document Number	0000263447
Map Reference	MB71 PG81&82
Instrument Date	Nov 21, 2017
Instrument	2017000263447
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	OMNIONE TITLE SERVCES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 SURFSIDE BLVD, CAPE CORAL, FL 33914-4815

Mortgage

Document Number	0000263448
Date	Dec 19, 2017
Instrument	2017000263448

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	May 11, 2017
Property Address	3920 SURFSIDE BLVD, CAPE CORAL, FL 33914-4815
Document Number	0000103535
Instrument Date	May 3, 2017
Instrument	103535
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3920 SURFSIDE BLVD CAPE CORAL FL 339144815, CAPE CORAL, FL 33914-4815

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Cape Coral City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$914,587 (-23.55%) Land $604,930 Building $309,657	$914,587 (-23.55%) Land $604,930 Building $309,657
2025	$19,895.00 (-1.03%)	$1,196,340 (-10.69%) Land $408,048 Building $788,292	$1,196,340 (-10.69%) Land $408,048 Building $788,292
2023	$20,102.00 (+8.06%)	$1,339,483 (+3.76%) Land $864,951 Building $474,532	$1,339,483 (+3.76%) Land $864,951 Building $474,532
2022	$18,603.00	$1,290,931 Land $480,000 Building $810,931	$1,290,931 Land $480,000 Building $810,931

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 357 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	357 in force
Nearby Flood Claims	96 (2020–2024)
Claims Outside the SFHA	1 of 96
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Ian, Oct 2022 · 52 claims Hurricane Ian, Oct 2022 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAPE CORAL serves 172,693 people · EPA ID FL5360325
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

3920 Surfside Blvd, Cape Coral, FL 33914 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Surfside Blvd

Nearby Streets

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