Georgetown County property record for 3920 Spanner Way, Murrells Inlet, SC 29576
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,540 sqft · built 1996 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $144,700 (Nov 2012) |
| Tax Bill | $1,186 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-0109-080-01-04 |
| Primary APN | 41-0109-080-01-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 1,540 sqft |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 440 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 202 sqft |
| Patio Area | 816 sqft |
| Fence | Fence |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 40413 |
|---|---|
| Old Parcel Number | 4101090080.01.04 |
| Street Address | 3920 SPANNER WAY |
| City | MURRELLS INLET |
| State | SC |
| Zip | 29576-6149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT IV SPANNER WAY |
| Legal Subdivision | CLARKE A WILXCOX |
| Legal Lot Number | 4 |
| Jurisdiction | GEORGETOWN SC |
| Township / Civil Division | WACCAMAW NECK |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 920510 |
3920 Spanner Way is owned and occupied by two individuals who bought it in November 2012.
Source: Georgetown County records, as of January 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3920 SPANNER WAY, MURRELLS INLET, SC 29576-6149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 26, 2019 | Trustee's Deed, Construction Loan · Line of Credit CONWAY NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2012 · Amount on File |
| Deed Sale | Nov 7, 2012 · Amount on File |
| Prior Sale | May 25, 2005 · Amount on File |
| Deed Document Number | 0002024269 |
| Deed Book / Page | 2024 / 269 |
| Prior Transfer Date | Nov 3, 2006 |
| Prior Transfer Doc | 0000256226 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Property Address | 3920 SPANNER WAY, MURRELLS INLET, SC 29576-6149 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03682/0156 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 3682/156 |
| Instrument | 202000000484 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Recording Date | Mar 26, 2019 |
| Property Address | 3920 SPANNER WAY, MURRELLS INLET, SC 29576-6149 |
| Book / Page | 003470 / 000103 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 2878 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5708 SM BENTON LN MONROE NC 281109274, MONROE, NC 28110-9274 |
| Document Number | 3470/0103 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 003470/000103 |
| Instrument | 2878 |
| Name | CONWAY NAT'L BK |
|---|---|
| Type | Bank |
| Address | CONWAY, SC 29526 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 25, 2020 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3920 Spanner Way was $1,186.
Source: Georgetown County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Georgetown County |
| Unified School District | Georgetown County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,186.00 | $8,469 Land $3,625 Building $4,844 | $327,100 Land $140,000 Building $187,100 |
| 2023 | $1,052.00 (+12.03%) | $7,360 (-) Land $2,000 Building $5,360 | $184,100 (-) Land $50,000 Building $134,100 |
| 2022 | $939.00 | $7,360 Land $2,000 Building $5,360 | $184,100 Land $50,000 Building $134,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3920 Spanner Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 96 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 2 (2018–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3920 Spanner Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.6% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GCWSD WACCAMAW NECK serves 41,300 people · EPA ID SC2220010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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