3920 Smith St, Union City, CA 94587 Property Records

Alameda County property record for 3920 Smith St, Union City, CA 94587

Property Summary

Property Type	Commercial Office
Details	4 bd · 4 ba · 10,312 sqft · built 2001
Lot Size	0.248 acres (10,800 sqft)
Owner	Company Name on Record
Tax Bill	$38,991 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`483-10-35`

Property Details

APN / Parcel Number

Primary APN	`483-10-35`
Alternative APN	`483-0010-035-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	10,312 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	10,800 sqft (0.248 acres)

Location & Zoning

Street Address	3920 SMITH ST
City	UNION CITY
State	CA
Zip	94587-2616
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	LOT: 00035 BLK: AR: 0483 PAGE: 0010 ;LOT: 00036 BLK: AR: 0483 PAGE: 0010
Legal Subdivision	ALVARADO
Legal Lot Number	1
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2012
Census Tract	440331

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8429 WILDCAT DR, EL CERRITO, CA 94530-2560
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Commercial Mortgage BANK OF MARIN
Jun 1, 2020	Deed of Trust, Mortgage FIRST NTHRN BK/DIXON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2002
Deed Sale	May 8, 2002
Deed Document Number	2002206940
Prior Transfer Date	Jul 7, 1997
Prior Transfer Doc	0000172166
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3920 SMITH ST, UNION CITY, CA 94587-2616
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8429 WILDCAT DR, EL CERRITO, CA 94530-2560

Mortgage

Document Number	0000020939
Date	Feb 17, 2026
Instrument	2026020939

Lender

Name	BANK OF MARIN
Type	Bank
Address	PO BOX L, NOVATO, CA 94948

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3920 SMITH ST, UNION CITY, CA 94587-2616
Document Number	0000134971
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8429 WILDCAT DR EL CERRITO CA 945302560, EL CERRITO, CA 94530-2560

Mortgage

Document Number	0000134971
Date	Jun 11, 2020
Instrument	134971

Lender

Name	FIRST NTHRN BK/DIXON
Type	Bank
Address	2175 N CALIFORNIA BLVD # 310, WALNUT CREEK, CA 94596-7398

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,700,479 (+2%) Land $211,718 Building $2,488,761
2025	$38,991.00 (+7.43%)	$2,647,536 (+4.04%) Land $207,567 Building $2,439,969
2024	$36,296.00 (-1.74%)
2023	$36,940.00	$2,544,749 Land $199,508 Building $2,345,241

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	580 / 125
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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