Highlands County property record for 3920 Sebring Ave, Sebring, FL 33875 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,490 sqft · built 1986 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,000 (Mar 2004) |
| Tax Bill | $692 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C025805008000130 |
| Primary APN | C025805008000130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,490 sqft Living Area |
| 1st Floor Area | 1,158 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Garage Type | Finished |
| Garage Area | 312 sqft |
| Driveway | Driveway |
| Driveway Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 275 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C025805008000130 |
|---|---|
| Street Address | 3920 SEBRING AVE |
| City | SEBRING |
| State | FL |
| Zip | 33875-4819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD TERRACE ADD SHEET NO 3 PLAT BK 2-PG 94 LOT 13 BLK 80 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 02 |
| Legal Subdivision | LAKEWOOD TERRACE ADD |
| Legal Block | 80 |
| Legal Lot Number | 13 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 961301 |
Source: Highlands County records · APN C025805008000130
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3920 SEBRING AVE, SEBRING, FL 33875-4819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Aug 26, 2019 | Trustee's Deed, Construction Loan · Line of Credit HEARTLAND NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 01, 2004 · Amount on Record |
| Deed Sale | Mar 01, 2004 · Amount on Record |
| Prior Sale | Jan 17, 2002 · Amount on Record |
| Deed Document Number | 0017401379 |
| Deed Book / Page | 1740 / 1379 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3920 SEBRING AVE, SEBRING, FL 33875-4819 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3920 SEBRING AVE, SEBRING, FL 33875-4819 |
| Document Number | 0001999875 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 2774/1163 |
| Instrument | 1999875 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 23, 2040 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 26, 2019 |
| Property Address | 3920 SEBRING AVE, SEBRING, FL 33875-4819 |
| Book / Page | 002709 / 000793 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 1953621 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 04, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3920 SEBRING AVE SEBRING FL 338754819, SEBRING, FL 33875-4819 |
| Document Number | 0001953621 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 002709/000793 |
| Instrument | 1953621 |
| Name | HEARTLAND NAT'L BK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 25, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $57,332 (+9.92%) | $143,642 (+5.05%) Land $8,750 Building $134,892 | |
| 2024 | $692.00 (+3.44%) | ||
| 2023 | $669.00 (+1.67%) Homeowner's exemption | $52,158 (+3%) | $136,742 (+11.21%) Land $7,500 Building $129,242 |
| 2022 | $658.00 Homeowner's exemption | $50,639 | $122,962 Land $4,500 Building $118,462 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 350 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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