3920 S Osage St, Independence, MO 64055 Property Records

Jackson County property record for 3920 S Osage St, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1958
Lot Size	0.159 acres (6,905 sqft)
Owner	Individual Name on File
Last Sale	$160,655 (Apr 2023)
Tax Bill	$1,580 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-230-06-31`

Property Details

APN / Parcel Number

Primary APN	`33-230-06-31`
Alternative APNs	`33-230-06-31-00-0-00-000` `33230063100000001` `877639`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Flooring	Carpet

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,905 sqft (0.159 acres)
Lot Dimensions	112 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	49 sqft
Patio Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	877639
Street Address	3920 S OSAGE ST
City	INDEPENDENCE
State	MO
Zip	64055-4336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINEDALE ADD LOT 69
Legal Subdivision	PINEDALE ADD
Legal Block	3
Legal Lot Number	69
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3017
Census Tract	12200

Owner

3920 S Osage St is owned and occupied by an individual who bought it in April 2023.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3920 S OSAGE ST, INDEPENDENCE, MO 64055-4336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Apr 7, 2023	Warranty Deed, Transfer COFFELT LAND TITLE INC
Jun 22, 2017	Deed of Trust, Mortgage · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2023 · Amount on File
Deed Sale	Apr 7, 2023 · Amount on File
Prior Sale	Dec 13, 2016 · Amount on File
Deed Document Number	202324626
Prior Transfer Date	Jan 11, 2008
Prior Transfer Doc	00E0003624
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Jul 15, 2026
Property Address	3920 S OSAGE ST, INDEPENDENCE, MO 64055-4336
Document Number	0000053007
Instrument Date	Jun 15, 2026
Instrument	202653007
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 S OSAGE ST, INDEPENDENCE, MO 64055-4336

Mortgage

Document Number	0000053007,
Date	Jul 15, 2026
Instrument	202653007

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	321 Months
Due	Apr 1, 2053

Interest

Rate	6.36%
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 7, 2023
Property Address	3920 S OSAGE ST, INDEPENDENCE, MO 64055-4336
Document Number	00E0024626
Instrument Date	Mar 28, 2023
Instrument	2023E0024626
Transaction Type	Transfer
Record Updated	Apr 14, 2023
Title Company	COFFELT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 S OSAGE ST, INDEPENDENCE, MO 64055-4336

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3920 S OSAGE ST, INDEPENDENCE, MO 64055-4336
Document Number	0000E56317
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 3, 2017
Title Company	COFFELT LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 S OSAGE ST INDEPENDENCE MO 640554336, INDEPENDENCE, MO 64055-4336

Mortgage

Document Number	0000E56317
Date	Jun 22, 2017
Instrument	56317E

Lender

Name	PRIME LNDG
Address	18111 PRESTON RD # 900, DALLAS, TX 75252-6601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3920 S Osage St was $1,580, down 2% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,112 (-) Land $3,775 Building $18,337	$116,380 (-)
2025	$1,580.00 (-19.96%)	$22,112 Land $3,775 Building $18,337	$116,380
2024	$1,974.00 (+2.33%)
2023	$1,929.00	$28,500 Land $3,473 Building $25,027	$150,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3920 S Osage St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3920 S Osage St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, Wisper ISP.

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