3920 River Rd, Grand Rapids, MN 55744 Property Records

Itasca County property record for 3920 River Rd, Grand Rapids, MN 55744

Property Summary

Property Type	Single Family Home
Details	3 bd · 936 sqft · built 1963
Lot Size	8.71 acres (379,408 sqft)
Owner	Individual Name on Record
Tax Bill	$1,856 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`91-035-3181`

Property Details

APN / Parcel Number

Primary APN	`91-035-3181`
Alternative APNs	`131524` `18174`

Interior

Bedrooms	3 Beds
Building Area	936 sqft Base Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Finished Basement	936 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	379,408 sqft (8.71 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	228 sqft
Shed	1 Shed
Shed Area	384 sqft
Lean-To	96 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Account Number	131524
Street Address	3920 RIVER RD
City	GRAND RAPIDS
State	MN
Zip	55744-8363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE SW LYG W OF CSAH 3 & LYG S OF N 1025FT
Legal Range	25W
Legal Township	55N
Legal Section	35
Jurisdiction	ITASCA MN
Township / Civil Division	GRAND RAPIDS
Census Block Group	1
Census Block	1087
Census Tract	480803

Owner

Source: Itasca County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3920 RIVER RD, GRAND RAPIDS, MN 55744-8363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · ARM MEMBERS COOPERATIVE CREDIT UNION
Sep 28, 2018	Deed of Trust, Mortgage MEMBERS COOPERATIVE CREDIT UNION
Aug 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 7, 2011
Transfer Doc	0000659795
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	3920 RIVER RD, GRAND RAPIDS, MN 55744-8363
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000775726
Date	Oct 19, 2023
Instrument	A000775726

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Type Change Date	Sep 27, 2033
Index	Other
Margin	2

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	3920 RIVER RD, GRAND RAPIDS, MN 55744-8363
Transaction Type	Mortgage
Record Updated	Oct 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000725675
Date	Sep 28, 2018
Instrument	A000725675

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITASCA MN
Recording Date	Aug 24, 2018
Property Address	3920 RIVER RD, GRAND RAPIDS, MN 55744-8363
Document Number	A000724846
Instrument Date	Aug 24, 2018
Instrument	A000724846
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 RIVER RD, GRAND RAPIDS, MN 55744-8363

Tax Assessment & Valuation

Source: Itasca County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Itasca County
Municipality	Grand Rapids City
Unified School District	Greenway Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,856.00 (-31.26%) Homeowner's exemption
2025		$181,400 (+0.44%) Land $46,000 Building $135,400	$181,400 (+0.44%) Land $46,000 Building $135,400
2024	$2,700.00
2022		$180,600 Land $44,300 Building $136,300	$180,600 Land $44,300 Building $136,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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