3920 Oleander St, Paris, TX 75462 Property Records

Lamar County property record for 3920 Oleander St, Paris, TX 75462

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,948 sqft · built 1988
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Tax Bill	$2,830 (2026)
Deeds & Mortgages	Nov 2022 Construction Loan Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103831`

Property Details

APN / Parcel Number

Primary APN	`103831`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,948 sqft Living Area
1st Floor Area	1,948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	103831
Street Address	3920 OLEANDER ST
City	PARIS
State	TX
Zip	75462-6693
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MEADOWS, BLOCK B, LOT 10, 3920 OLEANDER DR 3920 OLEANDER DR
Legal Subdivision	THE MEADOWS
Legal Tract	10
Legal Block	B
Legal Lot Number	10
Jurisdiction	LAMAR TX
Township / Civil Division	PARIS
Census Block Group	2
Census Block	2008
Census Tract	900

Owner

3920 Oleander St is owned and occupied by an individual.

Source: Lamar County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3920 OLEANDER ST, PARIS, TX 75462-6693
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Construction Mortgage LAMAR NATIONAL BANK
Nov 28, 2022	Vendor's Lien, Transfer LAMAR NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	3920 OLEANDER ST, PARIS, TX 75462-6693
Transaction Type	Mortgage
Record Updated	Dec 8, 2022
Title Company	STONE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1730 HUBBARD ST, PARIS, TX 75460-6048

Mortgage

Document Number	1997892022
Date	Nov 28, 2022
Instrument	199789-2022

Lender

Name	LAMAR NATIONAL BANK
Type	Bank
Address	PARIS, TX 75460

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Nov 23, 2027
Change Frequency	Annually
Min Rate At Change	6.75%
Max Rate At Change	8.75%
Index	Other
Max Rate	11.7%

November 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMAR TX
Recording Date	Nov 28, 2022
Property Address	3920 OLEANDER ST, PARIS, TX 75462-6693
Document Number	1997882022
Map Reference	ENV 293-D
Instrument Date	Nov 23, 2022
Instrument	199788-2022
Transaction Type	Transfer
Record Updated	Jan 4, 2024
Title Company	MASON TITLE COMPANY INC, STONE TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 OLEANDER ST, PARIS, TX 75462-6693

Mortgage

Document Number	1997892022
Date	Nov 28, 2022
Instrument	199789-2022

Lender

Name	LAMAR NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Nov 23, 2027
Change Frequency	Annually
Min Rate At Change	6.75%
Max Rate At Change	8.75%
Index	Other
Max Rate	11.7%

Tax Assessment & Valuation

The 2026 property tax bill for 3920 Oleander St was $2,830 with exemptions applied, down 43% from the year before.

Source: Lamar County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Lamar County
Municipality	Paris City
Unified School District	Paris Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,830.00 (-43%) Homeowner's exemption Senior Citizen's exemption	$271,170 (-1.36%) Land $12,000 Building $259,170	$271,170 (-1.36%) Land $12,000 Building $259,170
2025	$4,965.00 Homeowner's exemption Senior Citizen's exemption	$274,920 Land $12,000 Building $262,920	$274,920 Land $12,000 Building $262,920
2023		$244,110 Land $12,960 Building $231,150	$244,110 Land $12,960 Building $231,150
2022	$4,057.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3920 Oleander St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective February 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2002–2012)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3920 Oleander St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PARIS serves 25,498 people · EPA ID TX1390002
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Vyve Broadband Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Wifires Internet Fixed Wireless	500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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