3920 NW 77th Ln, Ankeny, IA 50023 Property Records

Polk County property record for 3920 NW 77th Ln, Ankeny, IA 50023

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 6,730 sqft · built 2024
Lot Size	2.45 acres (106,953 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Sep 2026 Construction Loan Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`180/52432-126-004`

Property Details

APN / Parcel Number

Primary APN	`180/52432-126-004`
Alternative APN	`802432126004`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	6,730 sqft Living Area
Gross Area	8,232 sqft
1st Floor Area	2,575 sqft
Upper Floors Area	1,608 sqft
Basement Area	2,703 sqft
Finished Basement	2,547 sqft
Unfinished Basement	156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	106,953 sqft (2.45 acres)
Garage Type	Attached
Garage Area	1,346 sqft
Porch	Open Porch
Porch Area	530 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	3920 NW 77TH LN
City	ANKENY
State	IA
Zip	50023-8112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 IRONWOOD HEIGHTS SUBDIVISION
Legal Subdivision	IRONWOOD HEIGHTS SUBDIVISION
Legal Lot Number	6
Jurisdiction	POLK IA
Township / Civil Division	CROCKER
Census Block Group	2
Census Block	2005
Census Tract	10213

Owner

3920 NW 77th Ln, a single family home, is owned by two individuals.

Source: Polk County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7702 NW 37TH ST, ANKENY, IA 50023-9651
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Construction Mortgage IOWA STATE BANK
Dec 5, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANK
Aug 5, 2025	Deed of Trust, Mortgage · Line of Credit IOWA STATE BANK
Jun 11, 2025	Deed of Trust, Mortgage IOWA STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Sep 24, 2026
Property Address	3920 NW 77TH LN, ANKENY, IA 50023-8112
Document Number	0000059137
Book / Page	20668 / 270
Instrument Date	Sep 18, 2026
Instrument	202659137
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 NW 77TH LN, ANKENY, IA 50023-8112

Mortgage

Document Number	0000059137,
Date	Sep 24, 2026
Book Page	20668/270
Instrument	202659137

Lender

Name	IOWA STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3920 NW 77TH LN, ANKENY, IA 50023-8112
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7702 NW 37TH ST, ANKENY, IA 50023-9651

Mortgage

Document Number	0000064142
Date	Dec 5, 2023
Book Page	19668/176
Instrument	2023-00064142

Lender

Name	BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 1, 2024

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3920 NW 77TH LN, ANKENY, IA 50023-8112
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 NW 77TH LN, ANKENY, IA 50023-8112

Mortgage

Document Number	0000045447
Date	Aug 5, 2025
Book Page	20225/946
Instrument	2025-00045447

Lender

Name	IOWA STATE BANK
Type	Bank
Address	301 PLYMOUTH ST NW, LE MARS, IA 51031

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	42 Months
Due	Feb 7, 2029

Interest

Change Frequency	Monthly

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3920 NW 77TH LN, ANKENY, IA 50023-8112
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 NW 77TH LN, ANKENY, IA 50023-8112

Mortgage

Document Number	0000033164
Date	Jun 11, 2025
Book Page	20167/620
Instrument	2025-00033164

Lender

Name	IOWA STATE BANK
Type	Bank
Address	1101 MAIN ST, HULL, IA 51239

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Unified School District	Ankeny Community School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$1,806,700 Land $328,700 Building $1,478,000	$1,806,700 Land $328,700 Building $1,478,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3920 NW 77th Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3920 NW 77th Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Huxley Communications Cooperative.

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