3920 Monterrey Ave, Laredo, TX 78041 Property Records

Webb County property record for 3920 Monterrey Ave, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,890 sqft · built 1966
Lot Size	0.148 acres (6,426 sqft)
Owner	Company Name on File
Tax Bill	$1,088 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`332-00437-040`

Property Details

APN / Parcel Number

Primary APN	`332-00437-040`
Alternative APN	`171037`

Interior

Stories	1 Story
Building Area	2,890 sqft Living Area
1st Floor Area	2,890 sqft
Utility Area	125 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,426 sqft (0.148 acres)
Lot Dimensions	139 ft deep x 46 ft wide
Garage Type	Carport
Garage Area	290 sqft
Carport	Carport
Carport Area	290 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	300 sqft
Patio Area	144 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3920 MONTERREY AVE
City	LAREDO
State	TX
Zip	78041-4904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	E2/3-4 BLK 437 ED
Legal Subdivision	EASTERN -- BLOCKS 401 - 450
Legal Block	437
Legal Lot Number	4
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2028
Census Tract	1501

Owner

3920 Monterrey Ave is owned by a company that acquired it in June 2022.

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2119 N LOUISIANA AVE, LAREDO, TX 78043-2448
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage BG CAPITAL LLC
Jun 10, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2022
Deed Sale	Jun 10, 2022
Deed Document Number	20221470257
Deed Book / Page	5290 / 30
Prior Transfer Date	Feb 4, 2021
Prior Transfer Doc	0001429126
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3920 MONTERREY AVE, LAREDO, TX 78041-4904
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 OKANE ST, LAREDO, TX 78043-2311
Investor	Possibly a Property Investor

Mortgage

Document Number	005293/649
Date	Jun 16, 2022
Book Page	5293/649
Instrument	1470847

Lender

Name	BG CAPITAL LLC
Type	Non-Lending Institution
Address	LAREDO, TX 78041

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Jun 10, 2022
Property Address	3920 MONTERREY AVE, LAREDO, TX 78041-4904
Document Number	0005290/30
Book / Page	5290 / 30
Instrument Date	Jun 9, 2022
Instrument	1470257
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 OKANE ST, LAREDO, TX 78043-2311
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3920 Monterrey Ave was $1,088, down 0.3% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	Laredo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,608 (-0.18%) Land $65,095 Building $149,513	$214,608 (-0.18%) Land $65,095 Building $149,513
2025	$1,088.00 (-0.27%)	$215,000 Land $65,095 Building $149,905	$215,000 Land $65,095 Building $149,905
2024	$1,091.00
2023		$212,164 Land $52,500 Building $159,664	$212,164 Land $52,500 Building $159,664
2022	$778.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3920 Monterrey Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (2003–2015)
Claims Outside the SFHA	11 of 11
Most Recent Claim	May 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3920 Monterrey Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Smartcom Telephone.

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