3920 Monarch Trail Dr, Wheatland, CA 95692 Property Records

Yuba County property record for 3920 Monarch Trail Dr, Wheatland, CA 95692

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,400 sqft · built 2018
Lot Size	9.76 acres (425,581 sqft)
Owner	Trust Name on File
Last Sale	$229,000 (Feb 2017)
Tax Bill	$4,031 (2025)
Deeds & Mortgages	Jan 2022 Reverse Mortgage Nov 2018 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-790-029-000`

Property Details

APN / Parcel Number

Primary APN	`015-790-029-000`
Alternative APNs	`015-790-029` `15790029000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,400 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Lot Area	425,581 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	015-790-029
Street Address	3920 MONARCH TRAIL DR
City	WHEATLAND
State	CA
Zip	95692-9728
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AE-10
Legal Description	PCL 2 PM 99-03 (LBB 1716)
Legal Subdivision	PARCEL MAP 99 03
Legal Lot Number	2
Jurisdiction	YUBA CA
Township / Civil Division	EAST YUBA-BEALE AFB
Census Block Group	1
Census Block	1113
Census Tract	40901

Owner

3920 Monarch Trail Dr, a mobile home, is owner-occupied and held in a trust since December 2021.

Source: Yuba County records, as of August 24, 2026

Owner of Record	Trust Name on File
Mailing Address	3920 MONARCH TRAIL DR, WHEATLAND, CA 95692-9728
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Nov 1, 2018	Deed of Trust, Mortgage · Reverse Mortgage FIRSTBANK
Oct 26, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Feb 9, 2017	Grant Deed, Transfer · Conventional Mortgage JOHN MEHALAKIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2017 · Amount on File
Deed Sale	Feb 9, 2017 · Amount on File
Prior Sale	Mar 31, 2003 · Amount on File
Deed Document Number	20171693
Last Transfer Date	Dec 13, 2021
Transfer Doc	0000000082
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YUBA CA
Recording Date	Jan 3, 2022
Property Address	3920 MONARCH TRAIL DR, WHEATLAND, CA 95692-9728
Document Number	0000000082
Map Reference	MB 70 PG 35
Instrument Date	Dec 23, 2021
Instrument	2022-000082
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	BOSTON NATIONAL TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3920 MONARCH TRAIL DR, WHEATLAND, CA 95692-9728

Mortgage

Document Number	0000000083
Date	Jan 3, 2022
Instrument	2022-000083

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	939 Months
Due	Apr 6, 2100

Interest

Rate Type	Adjustable Rate
Rate	1.85%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year CMT

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	3920 MONARCH TRAIL DR, WHEATLAND, CA 95692-9728
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013659
Date	Nov 1, 2018
Instrument	2018-013659

Lender

Name	FIRSTBANK
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.64%
Type Change Date	Nov 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	3920 MONARCH TRAIL DR, WHEATLAND, CA 95692-9728
Document Number	0000013660
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 15, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3920 MONARCH TRAIL DR WHEATLAND CA 956929728, WHEATLAND, CA 95692-9728

Mortgage

Document Number	0000013660
Date	Nov 1, 2018
Instrument	13660

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.64%

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YUBA CA
Recording Date	Feb 9, 2017
Property Address	3920 MONARCH TRAIL DR, WHEATLAND, CA 95692-9728
Document Number	0000001693
Instrument Date	Feb 7, 2017
Instrument	1693
Transaction Type	Transfer
Record Updated	Feb 22, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$251.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3920 MONARCH TRAIL DR WHEATLAND CA 956929728, WHEATLAND, CA 95692-9728

Mortgage

Document Number	1694
Date	Feb 9, 2017
Instrument	1694

Lender

Name	JOHN MEHALAKIS
Address	PO BOX 26, LINCOLN, CA 95648-0026
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3920 Monarch Trail Dr was $4,031 with a homeowner's exemption, up 1.8% from the year before.

Source: Yuba County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Yuba County
Elementary School District	Wheatland Elementary School District (KG - 08)
Secondary School District	Wheatland Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,871 (+2%) Land $106,537 Building $285,334
2025	$4,031.00 (+1.77%) Homeowner's exemption	$384,189 Land $104,449 Building $279,740
2024	$3,961.00 (+2.25%)
2023	$3,874.00 (+0.99%) Homeowner's exemption	$369,272 Land $100,394 Building $268,878	$359,820
2022	$3,836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3920 Monarch Trail Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	10 (1986–2019)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Feb 2019 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 2 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3920 Monarch Trail Dr is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30

May also be available: AT&T.

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