3920 McKenzie St, Riverside, CA 92503 Property Records

Riverside County property record for 3920 McKenzie St, Riverside, CA 92503

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 786 sqft · built 1930
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$555,000 (Apr 2025)
Tax Bill	$4,025 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`191-322-010`

Property Details

APN / Parcel Number

Primary APN	`191-322-010`
Alternative APN	`051700013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	786 sqft Living Area
Gross Area	864 sqft
1st Floor Area	786 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	051700013
Street Address	3920 MCKENZIE ST
City	RIVERSIDE
State	CA
Zip	92503-3714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 11 MB 005/136 MAGNOLIA TR
Legal Subdivision	MAGNOLIA TR
Legal Lot Number	11
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3011
Census Tract	31602

Owner

Source: Riverside County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3920 MCKENZIE ST, RIVERSIDE, CA 92503-3714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage CAKE MORTGAGE CORP
Aug 30, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage ARROWHEAD CU
Nov 5, 2020	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Prior Sale	Nov 5, 2020 · Amount on Record
Deed Document Number	2025115698
Prior Transfer Date	Jul 11, 1997
Prior Transfer Doc	0000248965
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3920 MCKENZIE ST, RIVERSIDE, CA 92503-3714
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 MCKENZIE ST, RIVERSIDE, CA 92503-3714

Mortgage

Document Number	0000348645
Date	Nov 7, 2025
Instrument	2025-0348645

Lender

Name	CAKE MORTGAGE CORP
Type	Mortgage Company
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 30, 2023
Property Address	3920 MCKENZIE ST, RIVERSIDE, CA 92503-3714
Document Number	0000257000
Map Reference	MB 5 PG 136
Instrument Date	Aug 25, 2023
Instrument	2023-0257000
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL MCLPC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 MCKENZIE ST, RIVERSIDE, CA 92503-3714

Mortgage

Document Number	0000257001
Date	Aug 30, 2023
Instrument	2023-0257001

Lender

Name	ARROWHEAD CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 30, 2033

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 5, 2020
Property Address	3920 MCKENZIE ST, RIVERSIDE, CA 92503-3714
Document Number	0000545972
Map Reference	MB 5 PG 136
Instrument Date	Oct 16, 2020
Instrument	2020-0545972
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3920 MCKENZIE ST, RIVERSIDE, CA 92503-3714

Mortgage

Document Number	0000545973
Date	Nov 5, 2020
Instrument	2020-0545973

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$566,100 (+58.66%) Land $173,400 Building $392,700
2025	$4,025.00 (+3.82%)	$356,807 (+4.04%) Land $86,593 Building $270,214
2023	$3,877.00 (+1.87%)	$342,954 Land $83,233 Building $259,721
2022	$3,806.00
2021			$655,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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