Contra Costa County property record for 3920 Lighthouse Pl, Discovery Bay, CA 94505
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,823 sqft · built 1998 |
| Lot Size | 0.226 acres (9,838 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,350,000 (Apr 2026) |
| Tax Bill | $14,674 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 008-460-010-5 |
| Primary APN | 008-460-010-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,823 sqft Living Area |
| 1st Floor Area | 2,823 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 9,838 sqft (0.226 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 705 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 3920 LIGHTHOUSE PL |
|---|---|
| City | DISCOVERY BAY |
| State | CA |
| Zip | 94505-1100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | T6979 L10 |
| Legal Subdivision | 6979 DISCOVERY BAY |
| Legal Tract | 6979 |
| Legal Lot Number | 10 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 304004 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 88 COWPENS WAY, SAN MATEO, CA 94402-4063 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 30, 2026 | Grant Deed, Transfer · Conventional Mortgage WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C |
| Apr 30, 2026 | Affidavit of Death of Trustee, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Prior Sale | Sep 16, 2015 · Amount on Record |
| Deed Document Number | 202644753 |
| Prior Transfer Date | May 25, 2006 |
| Prior Transfer Doc | 0000194602 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Apr 30, 2026 |
| Property Address | 3920 LIGHTHOUSE PL, DISCOVERY BAY, CA 94505-1100 |
| Document Number | 0000044753 |
| Instrument Date | Apr 26, 2026 |
| Instrument | 2026.44753 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $149,985.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 88 COWPENS WAY, SAN MATEO, CA 94402-4063 |
| Document Number | 0000044754, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026..44754 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Affidavit of Death of Trustee |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Apr 30, 2026 |
| Property Address | 3920 LIGHTHOUSE PL, DISCOVERY BAY, CA 94505-1100 |
| Document Number | 0000044752 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202644752 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 3371 BLAISDELL RD, BUFORD, GA 30519-7879 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Elementary School District | Byron Union Elementary School District (KG - 08) |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,207,465 (+2%) Land $482,986 Building $724,479 | |
| 2025 | $14,674.00 (+6.05%) Homeowner's exemption | $1,183,790 (+4.04%) Land $473,516 Building $710,274 |
| 2023 | $13,837.00 (+1.59%) Homeowner's exemption | $1,137,825 Land $455,130 Building $682,695 |
| 2022 | $13,620.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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