3920 Happy Valley Rd, Lafayette, CA 94549 Property Records

Contra Costa County property record for 3920 Happy Valley Rd, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,902 sqft · built 1966
Lot Size	1.05 acres (46,173 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,000,000 (Nov 2021)
Tax Bill	$25,979 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`246-050-015-6`

Property Details

APN / Parcel Number

Primary APN	`246-050-015-6`
Alternative APN	`246-050-015`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,902 sqft Living Area
1st Floor Area	2,913 sqft
Basement Area	989 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Material	Wood Shingle
Lot Area	46,173 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3920 HAPPY VALLEY RD
City	LAFAYETTE
State	CA
Zip	94549-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	RECORD OF SURVEY 36 LSM 37 POR PCL A
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3006
Census Tract	348000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3920 HAPPY VALLEY RD, LAFAYETTE, CA 94549-2426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 12, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 12, 2020	Affidavit of Death, Transfer NOT AVAILABLE
Mar 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Deed Document Number	2021313755
Prior Transfer Date	May 3, 1996
Prior Transfer Doc	0000089072
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3920 HAPPY VALLEY RD, LAFAYETTE, CA 94549-2426
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 HAPPY VALLEY RD, LAFAYETTE, CA 94549-2426

Mortgage

Document Number	0000125582
Date	Nov 27, 2023
Instrument	2023-125582

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 28, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 12, 2021
Property Address	3920 HAPPY VALLEY RD, LAFAYETTE, CA 94549-2426
Document Number	0000313755
Map Reference	MB 36 PG 37
Instrument Date	Nov 3, 2021
Instrument	2021-313755
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3920 HAPPY VALLEY RD, LAFAYETTE, CA 94549-2426

Mortgage

Document Number	0000313756
Date	Nov 12, 2021
Instrument	2021-313756

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Type Change Date	Dec 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	3.87%
Index	Other
Max Rate	6.87%

March 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 12, 2020
Property Address	3920 HAPPY VALLEY RD, LAFAYETTE, CA 94549-2426
Document Number	0000046979
Instrument Date	Mar 4, 2020
Instrument	46979
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3920 HAPPY VALLEY RD LAFAYETTE CA 945492426, LAFAYETTE, CA 94549-2426

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 12, 2020
Property Address	3920 HAPPY VALLEY RD, LAFAYETTE, CA 94549-2426
Document Number	0000046980
Instrument Date	Mar 4, 2020
Instrument	46980
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3920 HAPPY VALLEY RD LAFAYETTE CA 945492426, LAFAYETTE, CA 94549-2426

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,237,690 (+2%) Land $1,515,404 Building $722,286
2025	$25,979.00 (+6.66%)	$2,193,815 (+7.54%) Land $1,485,691 Building $708,124
2023	$24,357.00 (+1.54%)	$2,040,000 Land $1,428,000 Building $612,000
2022	$23,987.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: Etheric Networks.

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