3920 E Orchid Ln, Phoenix, AZ 85044 Property Records

Maricopa County property record for 3920 E Orchid Ln, Phoenix, AZ 85044 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,074 sqft · built 1987
Lot Size	0.085 acres (3,681 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Nov 2020)
Tax Bill	$1,576 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2021 Second Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`306-01-650`

Property Details

APN / Parcel Number

Primary APN	`306-01-650`
Alternative APN	`306016509`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,074 sqft Living Area
1st Floor Area	1,074 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	3,681 sqft (0.085 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3920 E ORCHID LN
City	PHOENIX
State	AZ
Zip	85044-8233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEYSTONE LOT 101-263 TR A-V MCR 306-20
Legal Range	3E
Legal Township	1S
Legal Section	24
Legal Subdivision	KEYSTONE LOT 101-263 TR A-V
Legal Lot Number	188
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1001
Census Tract	116720

Owner

Source: Maricopa County records · APN 306-01-650

Assessment roll updated October 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3920 E ORCHID LN, PHOENIX, AZ 85044-8233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARIZONA CENTRAL CU
Mar 10, 2025	Deed of Trust, Mortgage · Line of Credit ARIZONA CENTRAL CU
Nov 02, 2020	Warranty Deed, Transfer · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 02, 2020 · Amount on Record
Deed Sale	Nov 02, 2020 · Amount on Record
Prior Sale	Nov 17, 2015 · Amount on Record
Deed Document Number	20201062160
Prior Transfer Date	Dec 31, 1997
Prior Transfer Doc	0000036564
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3920 E ORCHID LN, PHOENIX, AZ 85044-8233
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 E ORCHID LN, PHOENIX, AZ 85044-8233

Mortgage

Document Number	0001123890
Date	Oct 19, 2021
Instrument	20211123890

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3920 E ORCHID LN, PHOENIX, AZ 85044-8233
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 E ORCHID LN, PHOENIX, AZ 85044-8233

Mortgage

Document Number	0001260486
Date	Nov 29, 2021
Instrument	20211260486

Lender

Name	ARIZONA CENTRAL CU
Type	Credit Union
Address	PHOENIX, AZ 85004

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2041

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3920 E ORCHID LN, PHOENIX, AZ 85044-8233
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 E ORCHID LN, PHOENIX, AZ 85044-8233

Mortgage

Document Number	0000127279
Date	Mar 10, 2025
Instrument	20250127279

Lender

Name	ARIZONA CENTRAL CU
Type	Credit Union
Address	PHOENIX, AZ 85004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 02, 2020
Property Address	3920 E ORCHID LN, PHOENIX, AZ 85044-8233
Document Number	0001062160
Instrument Date	Oct 29, 2020
Instrument	1062160
Transaction Type	Transfer
Record Updated	Nov 09, 2020
Title Company	EQUITABLE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3920 E ORCHID LN PHOENIX AZ 850448233, PHOENIX, AZ 85044-8233

Mortgage

Document Number	1062161
Date	Nov 02, 2020
Instrument	1062161

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,400 (+78.5%)	$314,000 (+6.4%) Land $62,800 Building $251,200
2025	$1,576.00 (+5.07%)	$17,591 (-45.3%)	$295,100 (-8.24%) Land $59,000 Building $236,100
2024		$32,160	$321,600 Land $64,300 Building $257,300
2023	$1,500.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 737 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Fiber	1,000 / 35
Lumen Technologies	DSL	140 / 20
AirFiber WISP	Fixed Wireless (unlicensed)	100 / 25
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Cox Communications, Wi-Fiber, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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