3920 E Elser Ave, Cudahy, WI 53110 Property Records

Milwaukee County property record for 3920 E Elser Ave, Cudahy, WI 53110

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,767 sqft · built 1953
Lot Size0.172 acres (7,505 sqft)
OwnerIndividual Name on File
Last Sale$307,000 (Oct 2025)
Tax Bill$5,827 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Jul 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN678-0304-000

Property Details

APN / Parcel Number

Primary APN678-0304-000
Alternative APN
  • 036780304000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,767 sqft Living Area
Gross Area2,744 sqft
1st Floor Area1,107 sqft
Basement Area1,507 sqft
Finished Basement530 sqft
Unfinished Basement977 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1968
Architectural StyleRanch
Exterior MaterialBrick
Lot Area7,505 sqft (0.172 acres)
Lot Dimensions110 ft deep x 68 ft wide
Garage TypeDetached
Garage Area352 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Concrete/Masonry Porch
Porch Area48 sqft
Deck Area216 sqft
Patio Area12 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address3920 E ELSER AVE
CityCUDAHY
StateWI
Zip53110-2310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionNICETOWN LOT 17 BLK 2
Legal SubdivisionNICETOWN
Legal Block2
Legal Lot Number17
JurisdictionMILWAUKEE WI
Township / Civil DivisionCUDAHY
Census Block Group1
Census Block1005
Census Tract180400

Owner

3920 E Elser Ave is owned and occupied by an individual who bought it in October 2025.

Source: Milwaukee County records, as of September 3, 2026

Owner of RecordIndividual Name on File
Mailing Address3920 E ELSER AVE, CUDAHY, WI 53110-2310
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2025Warranty Deed, Transfer · Conventional Mortgage
NOVUS HOME MORTGAGE
Jul 10, 2025Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 26, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK FIVE NINE
Dec 18, 2018Trustee's Deed, Construction Loan · Line of Credit
US BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2025 · Amount on File
Deed SaleOct 1, 2025 · Amount on File
Prior SaleJul 10, 2025 · Amount on File
Deed Document Number202511543393
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILWAUKEE WI
Recording DateOct 1, 2025
Property Address3920 E ELSER AVE, CUDAHY, WI 53110-2310
Document Number0011543393
Instrument DateSep 22, 2025
Instrument11543393
Transaction TypeTransfer
Record UpdatedJun 18, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$921.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3920 E ELSER AVE, CUDAHY, WI 53110-2310

Mortgage

Document Number0011543394
DateOct 1, 2025
Instrument11543394
Lender
NameNOVUS HOME MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2055

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILWAUKEE WI
Recording DateJul 10, 2025
Property Address3920 E ELSER AVE, CUDAHY, WI 53110-2310
Document Number0011521097
Instrument DateJul 7, 2025
Instrument11521097
Transaction TypeTransfer
Record UpdatedJun 18, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$918.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3920 E ELSER AVE, CUDAHY, WI 53110-2310

Mortgage

Document Number0011521098
DateJul 10, 2025
Instrument11521098
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2055

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILWAUKEE WI
Recording DateOct 26, 2021
Property Address3920 E ELSER AVE, CUDAHY, WI 53110-2310
Document Number0011179489
Instrument DateOct 25, 2021
Instrument11179489
Transaction TypeTransfer
Record UpdatedJun 18, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$729.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3920 E ELSER AVE, CUDAHY, WI 53110-2310

Mortgage

Document Number0011179490
DateOct 26, 2021
Instrument11179490
Lender
NameBANK FIVE NINE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

December 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMILWAUKEE WI
Recording DateDec 18, 2018
Property Address3920 E ELSER AVE, CUDAHY, WI 53110-2310
Instrument DateNov 30, 2018
Instrument10835702
Transaction TypeConstruction Loan
Record UpdatedJan 9, 2019
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3920 E ELSER AVE CUDAHY WI 531102310, CUDAHY, WI 53110-2310

Mortgage

Document Number0010835702
DateDec 18, 2018
Instrument10835702
Lender
NameUS BK
TypeBank
AddressCINCINNAT, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 17, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3920 E Elser Ave was $5,827, up 16.9% from the year before.

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyMilwaukee County
MunicipalityCudahy City
Unified School DistrictCudahy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,827.00 (+16.89%)$304,700 (-) Land $67,000 Building $237,700$343,100 (+10.36%)
2024$4,985.00 Homeowner's exemption$304,700 Land $67,000 Building $237,700$310,900
2022$4,582.00 Homeowner's exemption$243,000 Land $67,000 Building $176,000$250,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3920 E Elser Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3920 E Elser Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUDAHY WATERWORKS
serves 18,659 people · EPA ID WI2410169
Water SourceSurface water
Last State InspectionJul 2024
Lead13 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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