3920 Drew Ave, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3920 Drew Ave, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,149 sqft · built 1948
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,912 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550-0170-0226-00`

Property Details

APN / Parcel Number

Primary APN	`550-0170-0226-00`
Alternative APN	`0084457`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,149 sqft Living Area
Gross Area	2,195 sqft
1st Floor Area	815 sqft
Attic	Attic
Attic Area	334 sqft
Basement Area	815 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 67.5 ft wide
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3920 DREW AVE
City	CINCINNATI
State	OH
Zip	45248-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	DREW AVE 67.54 X 120 IRR LOT 49 WESTCHESTER SUB
Legal Subdivision	WESTCHESTER SUB
Legal Lot Number	49
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2005
Census Tract	21001

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3920 DREW AVE, CINCINNATI, OH 45248-3224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 12, 2020	Quit Claim Deed, Transfer · FHA Mortgage FREEDOM MTG
Sep 12, 2018	Warranty Deed, Transfer · FHA Mortgage GUARDIAN SAVINGS BANK FSB
Apr 2, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2020
Deed Sale	Jun 12, 2020
Prior Sale	Sep 12, 2018 · Amount on Record
Deed Document Number	202055454
Deed Book / Page	14188 / 517
Prior Transfer Date	Jun 3, 2020
Prior Transfer Doc	0000055454
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3920 DREW AVE, CINCINNATI, OH 45248-3224
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038334
Date	Mar 26, 2021
Book Page	14383/1708
Instrument	2021-0038334

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	233 Months
Due	Aug 1, 2040

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 12, 2020
Property Address	3920 DREW AVE, CINCINNATI, OH 45248-3224
Document Number	0000055454
Book / Page	014188 / 000517
Instrument Date	Jun 3, 2020
Instrument	55454
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3920 DREW AVE CINCINNATI OH 452483224, CINCINNATI, OH 45248-3224

Mortgage

Document Number	55455
Date	Jun 12, 2020
Book Page	014188/000520
Instrument	55455

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 12, 2018
Property Address	3920 DREW AVE, CINCINNATI, OH 45248-3224
Document Number	0000081040
Book / Page	13751 / 01550
Map Reference	MB 1 PG 82&83
Instrument Date	Sep 10, 2018
Instrument	2018-0081040
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$402.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333

Mortgage

Document Number	0000081041
Date	Sep 12, 2018
Instrument	2018-0081041

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 2, 2018
Property Address	3920 DREW AVE, CINCINNATI, OH 45248-3224
Document Number	0000026902
Book / Page	013637 / 001834
Instrument Date	Mar 1, 2018
Instrument	26902
Transaction Type	Foreclosure
Record Updated	Jun 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$195.30
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 DREW AVE CINCINNATI OH 452483224, CINCINNATI, OH 45248-3224

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,912.00 (+2.57%)	$55,791 (+%) Land $8,572 Building $47,219	$159,400 (-) Land $24,490 Building $134,910
2024	$2,839.00 (-0.11%)	$55,789 (-) Land $8,571 Building $47,218
2023	$2,842.00 (+0.85%)	$55,789 (+18.95%) Land $8,571 Building $47,218	$159,400 (+18.96%) Land $24,490 Building $134,910
2022	$2,818.00 Homeowner's exemption	$46,901 Land $7,704 Building $39,197
2020			$134,000 Land $22,010 Building $111,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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