3920 Delta St, Manitowoc, WI 54220 Property Records

Manitowoc County property record for 3920 Delta St, Manitowoc, WI 54220 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 902 sqft · built 1929
Lot Size	0.514 acres (22,390 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Sep 2022)
Tax Bill	$2,121 (2025)
Deeds & Mortgages	May 2021 Line of Credit Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`52-450-026-070.00`

Property Details

APN / Parcel Number

Primary APN	`52-450-026-070.00`
Alternative APNs	`052-450-026-070.00` `450026070`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	902 sqft Living Area
Gross Area	1,408 sqft
1st Floor Area	902 sqft
Basement Area	506 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	22,390 sqft (0.514 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	3920 DELTA ST
City	MANITOWOC
State	WI
Zip	54220-3528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MTWC RAPIDS LOT 7 & 8 & EAST 1/2 VACATED N 40TH ST ABUTTING BLK 26
Legal Subdivision	MTWC RAPIDS
Legal Block	26
Legal Lot Number	7,8
Jurisdiction	MANITOWOC WI
Township / Civil Division	MANITOWOC
Census Block Group	3
Census Block	3023
Census Tract	300

Owner

Source: Manitowoc County records · APN 52-450-026-070.00

Assessment roll updated June 12, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3920 DELTA ST, MANITOWOC, WI 54220-3528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Sep 22, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Apr 08, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 22, 2022 · Amount on Record
Deed Sale	Sep 22, 2022 · Amount on Record
Prior Sale	Jul 30, 2010 · Amount on Record
Deed Document Number	20221256032
Deed Book / Page	3523 / 474
Prior Transfer Date	Sep 13, 2022
Prior Transfer Doc	003523/474
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	3920 DELTA ST, MANITOWOC, WI 54220-3528
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 DELTA ST, MANITOWOC, WI 54220-3528

Mortgage

Document Number	003405/468
Date	May 19, 2021
Book Page	3405/468
Instrument	1236138

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2051

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Sep 22, 2022
Property Address	3920 DELTA ST, MANITOWOC, WI 54220-3528
Document Number	003523/474
Book / Page	3523 / 474
Instrument Date	Sep 13, 2022
Instrument	1256032
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 DELTA ST, MANITOWOC, WI 54220-3528

Mortgage

Document Number	0001256033
Date	Sep 22, 2022
Instrument	1256033

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANITOWOC WI
Recording Date	Apr 08, 2021
Property Address	3920 DELTA ST, MANITOWOC, WI 54220-3528
Document Number	0003393/77
Book / Page	3393 / 77
Instrument Date	Mar 26, 2021
Instrument	1234082
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Manitowoc County records · Assessment roll updated June 12, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Manitowoc City
Unified School District	Manitowoc School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,121.00 (-8.1%) Homeowner's exemption Additional exemption filed	$153,500 (+5.86%) Land $21,000 Building $132,500	$155,899 (+7.44%) Land $21,328 Building $134,571
2024	$2,308.00 (+9.33%)	$145,000 (-) Land $16,200 Building $128,800
2023	$2,111.00 Homeowner's exemption	$145,000 Land $16,200 Building $128,800	$145,100 Land $16,211 Building $128,889

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manitowoc County (55071C), updated February 22, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 550710003003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1979–2020)
Claims Outside the SFHA	3 of 8
Most Recent Claim	May 2020

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TDS Telecom	Fiber	8,000 / 8,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Bertram Communications	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Bertram Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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