Lorain County property record for 3920 Caferro Ave, Lorain, OH 44055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,194 sqft · built 1970 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,375 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-100-116-013 |
| Primary APN | 03-00-100-116-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,194 sqft Living Area |
| 1st Floor Area | 944 sqft |
| Basement Area | 250 sqft |
| Family Room | Family Room |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Street Address | 3920 CAFERRO AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-2664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKWOOD ACRE SUB FRNT 0060.00 DPTH 0125.00 |
| Legal Subdivision | OAKWOOD ACRE SUB |
| Legal Block | 116 |
| Legal Lot Number | 517 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 97500 |
3920 Caferro Ave is owned and occupied by an individual who acquired it in October 2019.
Source: Lorain County records, as of May 16, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3920 CAFERRO AVE, LORAIN, OH 44055-2664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 16, 2019 |
| Transfer Doc | 0000734656 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 3920 Caferro Ave was $1,375 with a homeowner's exemption, down 7.3% from the year before.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,375.00 (-7.28%) Homeowner's exemption | $35,980 (+0.01%) Land $5,140 Building $30,840 | $102,790 (-) Land $14,690 Building $88,100 |
| 2024 | $1,483.00 (+0.27%) | $35,977 (+25.22%) Land $5,142 Building $30,835 | $102,790 (+25.22%) Land $14,690 Building $88,100 |
| 2023 | $1,479.00 (+0.89%) | $28,732 (+0.01%) Land $5,719 Building $23,013 | $82,090 Land $16,340 Building $65,750 |
| 2022 | $1,466.00 | $28,730 Land $5,720 Building $23,010 | |
| 2021 | $82,090 Land $16,340 Building $65,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3920 Caferro Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3920 Caferro Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Breezeline, T-Mobile.
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