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3920 Bowen Rd, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 3920 Bowen Rd, Lancaster, NY 14086

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,476 sqft · built 2012
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on Record
Last Sale$263,233 (Apr 2012)
Tax Bill$6,104 (2026)
Deeds & MortgagesJan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN145289 116.31-3-33

Property Details

APN / Parcel Number

Primary APN145289 116.31-3-33
Alternative APN
  • 52891163100003033000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,476 sqft Living Area
1st Floor Area1,476 sqft
Basement Area1,476 sqft
Finished Basement1,476 sqft
Unfinished Basement1,476 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions75 ft deep x 52.5 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area147 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3920 BOWEN RD
CityLANCASTER
StateNY
Zip14086-9116
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRES
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block3
Legal Lot Number33.000
JurisdictionERIE NY
Township / Civil DivisionLANCASTER
Census Block Group2
Census Block2011
Census Tract14204

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3920 BOWEN RD, LANCASTER, NY 14086-9116
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2012 · Amount on Record
Deed SaleApr 10, 2012 · Amount on Record
Deed Document Number201281516
Deed Book / Page11221 / 1338
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address3920 BOWEN RD, LANCASTER, NY 14086-9116
Document Number0138001019
Book / Page013800 / 001019
Instrument DateJan 19, 2017
Transaction TypeMortgage
Record UpdatedSep 4, 2017
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3920 BOWEN RD LANCASTER NY 140869116, LANCASTER, NY 14086-9116

Mortgage

Document Number0138001019
DateFeb 2, 2017
Book Page013800/001019
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionLancaster Town
Unified School DistrictLancaster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,104.00 (-30.93%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025$8,838.00 (+54.67%)$212,800 (-) Land $35,100 Building $177,700$332,500 (+12.48%) Land $54,844 Building $277,656
2024$5,714.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption$212,800 (-) Land $35,100 Building $177,700$295,600 (+4.19%) Land $48,757 Building $246,843
2023Homeowner's exemption Senior Citizen's exemption Veteran's exemption$212,800 Land $35,100 Building $177,700$283,700 Land $46,795 Building $236,905

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1987–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA LANCASTER
serves 29,018 people · EPA ID NY1400421
Water SourcePurchased surface water from ECWA DIRECT
Last State InspectionNov 2025
Lead10 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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