Cabarrus County property record for 3920 Black Ct, Harrisburg, NC 28075
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 2,075 sqft · built 2023 |
| Lot Size | 0.053 acres (2,309 sqft) |
| Owner | Individual Name on File |
| Last Sale | $453,000 (Mar 2024) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01010I0114.000000 |
| Primary APN | 01010I0114.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,075 sqft Living Area |
| Gross Area | 2,585 sqft |
| 1st Floor Area | 861 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Townhouse |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,309 sqft (0.053 acres) |
| Garage Type | Mixed |
| Garage Area | 380 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 256 sqft |
| Porch | Slab |
| Porch Area | 30 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 169142 |
|---|---|
| Street Address | 3920 BLACK CT |
| City | HARRISBURG |
| State | NC |
| Zip | 28075-7489 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | CZ-RH |
| Legal Description | LT 114 HARRISBURG VILLAGE |
| Legal Subdivision | HARRISBURG VILLAGE |
| Legal Lot Number | 114 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 42604 |
3920 Black Ct, a townhouse, is owned and occupied by an individual who bought it in March 2024.
Source: Cabarrus County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3920 BLACK CT, HARRISBURG, NC 28075-7489 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2024 · Amount on File |
| Deed Sale | Mar 1, 2024 · Amount on File |
| Deed Document Number | 20244178 |
| Deed Book / Page | 16834 / 335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Mar 1, 2024 |
| Property Address | 3920 BLACK CT, HARRISBURG, NC 28075-7489 |
| Document Number | 0016834335 |
| Book / Page | 16834 / 335 |
| Map Reference | MB 93 PG 48-55 |
| Instrument Date | Mar 1, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $906.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2857 WESTPORT RD, CHARLOTTE, NC 28208-3647 |
| Name | Verified Name |
|---|---|
| Address | 3920 BLACK CT, HARRISBURG, NC 28075-7489 |
| Document Number | 0168340337 |
|---|---|
| Date | Mar 1, 2024 |
| Instrument | 16834-0337 |
| Name | PRIMIS MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Harrisburg Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $420,110 Land $90,000 Building $330,110 | |
| 2024 | $420,110 (+740.22%) Land $90,000 Building $330,110 | |
| 2023 | $50,000 Land $50,000 | $50,000 Land $50,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3920 Black Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 76 (1982–2026) |
| Claims Outside the SFHA | 13 of 76 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3920 Black Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HARRISBURG serves 20,549 people · EPA ID NC0113025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Windstream.
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