3920 8th St, North Beach, MD 20714 Property Records

Calvert County property record for 3920 8th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1988
Lot Size	0.121 acres (5,250 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (May 2024)
Tax Bill	$4,017 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-051439`

Property Details

APN / Parcel Number

Primary APN	`03-051439`
Alternative APNs	`3051439` `051439`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,250 sqft (0.121 acres)
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	051439
Street Address	3920 8TH ST
City	NORTH BEACH
State	MD
Zip	20714-9781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 35 & 36 BLK 31 NORTH CHES BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACH
Legal Block	31
Legal Lot Number	35,36
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1002
Census Tract	860404

Owner

3920 8th St is owned and occupied by an individual who bought it in May 2024.

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3920 8TH ST, NORTH BEACH, MD 20714-9781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · FHA Mortgage 1ST PREFERENCE MORTGAGE CORP
Sep 15, 2022	Intrafamily Transfer, Transfer
Sep 2, 2022	Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2024 · Amount on File
Deed Sale	May 31, 2024 · Amount on File
Prior Sale	Sep 2, 2022 · Amount on File
Deed Book / Page	6575 / 39
Prior Transfer Date	Sep 13, 2022
Prior Transfer Doc	0063430329
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3920 8TH ST, NORTH BEACH, MD 20714-9781
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061610122
Date	Dec 3, 2021
Book Page	6161/122

Lender

Name	1ST PREFERENCE MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Sep 15, 2022
Property Address	3920 8TH ST, NORTH BEACH, MD 20714-9781
Document Number	0063430329
Book / Page	6343 / 329
Map Reference	MB GWD 8 PG 305
Instrument Date	Sep 13, 2022
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3920 8TH ST, NORTH BEACH, MD 20714-9781

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 2, 2022
Property Address	3920 8TH ST, NORTH BEACH, MD 20714-9781
Document Number	0063380149
Book / Page	6338 / 149
Map Reference	MB GWD 8 PG 305
Instrument Date	Aug 19, 2022
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$725.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3920 8TH ST, NORTH BEACH, MD 20714-9781

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3920 8TH ST, NORTH BEACH, MD 20714-9781

Mortgage

Document Number	0063380156
Date	Sep 2, 2022
Book Page	6338/156

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3920 8th St was $4,017.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	North Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,667 (+6.33%)	$315,200 (+18.99%) Land $87,700 Building $227,500
2025	$4,017.00	$264,900 Land $87,700 Building $177,200	$264,900 Land $87,700 Building $177,200
2023	$2,719.00 (+36.77%)	$215,900 (+12.8%)	$264,900 (+38.4%) Land $87,700 Building $177,200
2022	$1,988.00 Homeowner's exemption	$191,400 Land $87,700 Building $103,700	$191,400 Land $87,700 Building $103,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3920 8th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3920 8th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH BEACH serves 3,000 people · EPA ID MD0040030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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