Lubbock County property record for 3920 86th St, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,612 sqft · built 1987 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,252 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R66748 |
| Primary APN | R66748 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,612 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3920 86TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-2906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0038 |
| Legal Description | KINGS GATE L 484 |
| Legal Subdivision | KINGS GATE |
| Legal Lot Number | 4840 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 10504 |
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5502 152ND ST, LUBBOCK, TX 79424-2567 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TEXAS TECH FCU |
| Oct 1, 2018 | Vendor's Lien, Transfer LRS FINANCIAL NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2018 |
| Deed Sale | Oct 1, 2018 |
| Deed Document Number | 2018037675 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3920 86TH ST, LUBBOCK, TX 79423-2906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTERN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000026145 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 2020026145 |
| Name | TEXAS TECH FCU |
|---|---|
| Type | Credit Union |
| Address | LUBBOCK, TX 79423 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Oct 1, 2018 |
| Property Address | 3920 86TH ST, LUBBOCK, TX 79423-2906 |
| Document Number | 0000037675 |
| Map Reference | VO1898 PG659 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 2018037675 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4119 86TH ST, 4119, LUBBOCK, TX 79423-2915 |
| Name | Verified Name |
|---|---|
| Address | 5502 COUNTY ROAD 7530, LUBBOCK, TX 79424-5607 |
| Document Number | 0000037676 |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | 2018037676 |
| Name | LRS FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2048 |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,252.00 (-10.09%) | $195,791 (-5.71%) Land $25,000 Building $170,791 | $195,791 (-5.71%) Land $25,000 Building $170,791 |
| 2024 | $3,617.00 (-0.52%) | ||
| 2023 | $3,636.00 (+13.91%) Disabled Person's exemption Veteran's exemption | $207,652 Land $25,000 Building $182,652 | $207,652 Land $25,000 Building $182,652 |
| 2022 | $3,192.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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