3920 4th St, Des Moines, IA 50313 Property Records

Polk County property record for 3920 4th St, Des Moines, IA 50313

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,033 sqft · built 1920
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jan 2023)
Tax Bill	$2,810 (2024)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7924-22-477-020`

Property Details

APN / Parcel Number

Primary APN	`7924-22-477-020`
Alternative APN	`070/01715-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,033 sqft Living Area
Gross Area	2,059 sqft
1st Floor Area	1,033 sqft
Basement Area	1,026 sqft

Exterior

Year Built	Built 1920
Architectural Style	Bungalow
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	138 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3920 4TH ST
City	DES MOINES
State	IA
Zip	50313-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 7 PLAT OF BLKS 4,5,6 & 7 HIGHLAND PARK ADD
Legal Range	24W
Legal Township	79N
Legal Section	22
Legal Subdivision	HIGHLAND PARK ADD
Legal Block	7
Legal Lot Number	7
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	3
Census Block	3010
Census Tract	400

Owner

3920 4th St is owned and occupied by an individual who bought it in January 2023.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	3920 4TH ST, DES MOINES, IA 50313-3522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jun 23, 2020	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2023 · Amount on File
Deed Sale	Jan 4, 2023 · Amount on File
Prior Sale	Jun 23, 2020 · Amount on File
Deed Document Number	2023-00000467
Deed Book / Page	19367 / 470
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jan 4, 2023
Property Address	3920 4TH ST, DES MOINES, IA 50313-3522
Document Number	0000000467
Book / Page	19367 / 470
Instrument Date	Dec 27, 2022
Instrument	2023-00000467
Transaction Type	Transfer
Record Updated	Jan 13, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 4TH ST, DES MOINES, IA 50313-3522

Mortgage

Document Number	0000000468
Date	Jan 4, 2023
Instrument	2023-00000468

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 23, 2020
Property Address	3920 4TH ST, DES MOINES, IA 50313-3522
Document Number	201900111610
Book / Page	17906 / 247
Instrument Date	Jun 18, 2020
Instrument	2019-00111610
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 4TH ST, DES MOINES, IA 50313-3522

Mortgage

Document Number	201900111612
Date	Jun 23, 2020
Instrument	2019-00111612

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$172,000 Land $29,600 Building $142,400	$172,000 Land $29,600 Building $142,400
2024	$2,810.00
2023		$150,200 Land $25,700 Building $124,500	$150,200 Land $25,700 Building $124,500
2020	$2,768.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3920 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3920 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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