York County property record for 392 Wellridge Dr, Fort Mill, SC 29708
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,172 sqft · built 2008 |
| Lot Size | 0.503 acres (21,923 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,817 (Sep 2008) |
| Tax Bill | $2,750 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-25-01-011 |
| Primary APN | 020-25-01-011 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,172 sqft Living Area |
| Gross Area | 2,592 sqft |
| 1st Floor Area | 1,008 sqft |
| 2nd Floor Area | 1,164 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 21,923 sqft (0.503 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 20 sqft |
| Street Address | 392 WELLRIDGE DR |
|---|---|
| City | FORT MILL |
| State | SC |
| Zip | 29708-9321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCII |
| Legal Description | LOT # 11 WELL RIDGE |
| Legal Subdivision | WELL RIDGE |
| Legal Lot Number | 11 |
| Jurisdiction | YORK SC |
| Township / Civil Division | FORT MILL |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 61004 |
Source: York County records, as of May 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 392 WELLRIDGE DR, FORT MILL, SC 29708-9321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage BAY VALLEY MORTGAGE GROUP |
| Dec 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2008 · Amount on File |
| Deed Sale | Sep 19, 2008 · Amount on File |
| Prior Sale | Oct 15, 2007 · Amount on File |
| Deed Book / Page | 10315 / 84 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 392 WELLRIDGE DR, FORT MILL, SC 29708-9321 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1967300444 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 19673/444 |
| Instrument | 2021058512 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 392 WELLRIDGE DR, FORT MILL, SC 29708-9321 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2041600249 |
|---|---|
| Date | Sep 22, 2022 |
| Book Page | 20416/249 |
| Instrument | 2022041343 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 392 WELLRIDGE DR, FORT MILL, SC 29708-9321 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 1766300148 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 17663/148 |
| Instrument | 2019029330 |
| Name | BAY VALLEY MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Address | GARDEN GROVE, CA 92841 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 392 WELLRIDGE DR, FORT MILL, SC 29708-9321 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 392 WELLRIDGE DR, FORT MILL, SC 29708-9321 |
| Document Number | 1886200485 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 18862/485 |
| Instrument | 2020063476 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | Aug 1, 2049 |
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Municipality | Fort Mill Town |
| Unified School District | York School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,750.00 (+15.94%) | $11,294 (+15%) Land $2,148 Building $9,146 | $394,400 (+48.95%) Land $75,000 Building $319,400 |
| 2023 | $2,372.00 | $9,821 Land $2,225 Building $7,596 | $264,793 Land $60,000 Building $204,793 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERVIEW RURAL CWS serves 2,200 people · EPA ID SC4620001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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