392 Watson Rd, Chester, CA 96020 Property Records

Plumas County property record for 392 Watson Rd, Chester, CA 96020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,364 sqft · built 1989
Lot Size	0.36 acres (15,682 sqft)
Owner	Company Name on Record
Last Sale	$234,000 (Feb 2026)
Tax Bill	$3,313 (2025)
Deeds & Mortgages	Feb 2026 Foreclosure Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`100-385-001-000`

Property Details

APN / Parcel Number

Primary APN	`100-385-001-000`
Alternative APN	`100-385-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	1,764 sqft
Basement Area	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	100-385-001
Street Address	392 WATSON RD
City	CHESTER
State	CA
Zip	96020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7R
Legal Subdivision	LAKE ALMANOR FOREST
Legal Lot Number	70
Jurisdiction	PLUMAS CA
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2002
Census Tract	501

Owner

Source: Plumas County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11988 EXIT 5 PKWY, 4, FISHERS, IN 46037-8022
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Trustee's Deed, Foreclosure ACCOMODATION, ACCOMMODATION
Jul 30, 2021	Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
Jul 30, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Jul 30, 2021 · Amount on Record
Deed Document Number	2026979
Prior Transfer Date	Feb 13, 2026
Prior Transfer Doc	0000000979
Record Updated	Oct 29, 2026

February 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PLUMAS CA
Recording Date	Feb 17, 2026
Property Address	392 WATSON RD, CHESTER, CA 96020
Document Number	0000000979
Map Reference	MB 4 PG 149
Instrument Date	Feb 13, 2026
Instrument	2026-0000979
Transaction Type	Foreclosure
Record Updated	Mar 12, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11988 EXIT 5 PKWY BLDG 4, 4, FISHERS, IN 46037-8022

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLUMAS CA
Recording Date	Jul 30, 2021
Property Address	392 WATSON RD, CHESTER, CA 96020
Document Number	0000005246
Map Reference	MB 4 PG 149
Instrument Date	Jul 27, 2021
Instrument	2021-0005246
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	CAL-SIERRA TITLE COMPANY, CAL SIERRA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 362, CHESTER, CA 96020-0362

Mortgage

Document Number	0000005247
Date	Jul 30, 2021
Instrument	2021-0005247

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	PLUMAS CA
Recording Date	Jul 30, 2021
Property Address	392 WATSON RD, CHESTER, CA 96020
Document Number	0000005245
Map Reference	MB 4 PG 149
Instrument Date	Mar 26, 2021
Instrument	2021-0005245
Transaction Type	Transfer
Record Updated	Aug 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 368, CHESTER, CA 96020-0368

Tax Assessment & Valuation

Source: Plumas County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Plumas County
Unified School District	Plumas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$292,255 (+2%) Land $59,533 Building $232,722
2025	$3,313.00 (-0.54%)	$286,525 (+4.04%) Land $58,366 Building $228,159
2024	$3,331.00 (+9.86%)
2023	$3,032.00 (+0.26%)	$275,400 Land $56,100 Building $219,300
2022	$3,024.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTER PUBLIC U.D. serves 2,187 people · EPA ID CA3210009
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DigitalPath Fixed Wireless	400 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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