Hampden County and Palmer Town City property record for 392 Ware St, Palmer, MA 01069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,527 sqft · built 2002 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $84,500 (Oct 2017) |
| Tax Bill | $8,612 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit Oct 2017 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | PALM M:25 B:24 L:1 |
| Primary APN | PALM M:25 B:24 L:1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,527 sqft Living Area |
| Gross Area | 4,618 sqft |
| 1st Floor Area | 1,101 sqft |
| Basement Area | 1,101 sqft |
| Unfinished Basement | 1,101 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 392 WARE ST |
|---|---|
| City | PALMER |
| State | MA |
| Zip | 01069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 24 |
| Legal Lot Number | 1 |
| Jurisdiction | PALMER MA |
| Township / Civil Division | PALMER TOWN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 810100 |
392 Ware St is owned by two individuals who bought it in October 2017.
Source: Hampden County and Palmer Town City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 92, BONDSVILLE, MA 01009-0092 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2018 | Deed of Trust, Mortgage · Line of Credit COUNTRY BANK |
| Oct 25, 2017 | Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2017 · Amount on File |
| Deed Sale | Oct 25, 2017 · Amount on File |
| Prior Sale | Aug 24, 2007 |
| Deed Document Number | 201762954 |
| Deed Book / Page | 21915 / 16 |
| Transfer Doc | 21915-16 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 392 WARE ST, PALMER, MA 01069 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 022184-277 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 22184/277 |
| Instrument | 28111 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | Oct 25, 2017 |
| Property Address | 392 WARE ST, PALMER, MA 01069 |
| Document Number | 21915-16 |
| Book / Page | 021915 / 000016 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 62954 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 14, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $392.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4425 PONCE DE LEON BLVD CORAL GABLES FL 331461837, CORAL GABLES, FL 33146-1837 |
The 2025 property tax bill for 392 Ware St was $8,612, up 7.4% from the year before.
Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Palmer Town City |
| Unified School District | Palmer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,612.00 (+7.35%) | $471,100 (+9.63%) Land $74,300 Building $396,800 | $527,254 |
| 2024 | $8,022.00 (+2.89%) | $429,700 (+7.13%) Land $68,200 Building $361,500 | |
| 2023 | $7,797.00 | $401,100 Land $68,200 Building $332,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 392 Ware St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 392 Ware St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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